Mortgage Matters

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Mortgage and Lending - Cunningham & Company Mortgage Bankers
RECENT BLOG POSTS
Understanding the biggest impact to credit scores   Understanding the biggest impact to credit scores is a key step to improving them.   It’s easy to recognize the importance of a great credit score since most lenders, many insurance carriers and numerous employers use credit scores to evaluate a...
10/18/2011
  New Home Mortgage: Tips to Consider Before You Apply   Is a new home purchase on your horizon? Here are 10 tips you’ll want to keep in mind to make the process easy and enjoyable: Improve your credit score. Review your credit report for errors, make your payments on time and don’t take on any ...
10/13/2011
  This weekend at Symphony Park in SouthPark the Charlotte’s 21st annual Latin American Festival will be on Sunday, October 9th, from 12pm to 7pm.  Admission is $5, and free for kids under eight. Mint Museum members get in free as well.   Proceeds benefit the hosting organizations The Latin Amer...
10/06/2011
  Converting Your Home Into a Rental Property I currently own a home but want convert it to a rental property and purchase a new home …what do I need to know? The housing market and home values are certainly not what they used to be.  Many homeowners are finding themselves with a loan balance si...
10/04/2011
Mortgage Insurance Strategies Many buyers initially believe mortgage insurance is a means to an end, waste of money, boring or all of the above.   Depending on a borrower’s financial goals, it should not be automatically dismissed.  Appropriate mortgage insurance strategies can be a useful way to...
09/26/2011
Welcome back real estate investors!   I’ve seen a recent uptick in real estate investors buying in the Charlotte area – for various reasons and with different strategies.   A few of the trends for investors are: Converting a primary residence into an investment property:  An option for either the...
09/21/2011
Pinterest your way to a better home Recently I found out about Pinterest and I'm so glad I did! The best way I can describe this site is that it’s a hybrid of a pin board, Facebook/Twitter, and Etsy - social media at its creative best.   As a member you create categories of your choosing and then...
09/15/2011
USDA adding mortgage insurance USDA is adding mortgage insurance and adjusting their guarantee fee effective October 1st.  Even with these changes USDA remains a popular financing option for Charlotte area home buyers.   Beginning 10/1, USDA’s guarantee fee (aka mortgage insurance premium) is red...
09/07/2011
Are Appraisers Hindering the Housing Recovery?    A recent WSJ article argued that appraisals are hindering the housing recovery.  I understand the statement that value is whatever the seller and buyer decide it is and appraisals can be contradictory.  However, we all know our market is far from ...
09/01/2011
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RebeccaMadej

Lender in NC, SC, VA & TN
local_phone70(436) 677-1111
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