RECENT BLOG POSTS
Experienced blogger?  Continue learning at Active Rain University.  Yes, no matter how much we know there always seems to be something else we can learn.  That was confirmed for me today when I attended a webinar this afternoon. Having read hundred (thousands?) of blogs written by a very wide spe...
03/20/2010
HUMAN NATURE IS OFTEN HARD TO UNDERSTAND, especially when the human involved is a home owner faced with: the loss of their home, the loss of their financial stability, the knowledge that their children's education will be disrupted, the reality that their credit is ruined for years, the fact that...
03/20/2010
An FHA Mortgage loan is a loan that is insured by the Federal Housing Administration (FHA). FHA does not actually provide the loan; it insures the mortgage for the lender. Should the borrower on an FHA mortgage default the lender may receive payment from FHA for their losses. This insurance cover...
03/20/2010
Real Estate Blogger Sued for $25 Million. I received an email today with this video clip which I believe is relevant to all Real Estate Bloggers. I believe this issue deals with Freedom of Speech and Freedom of Expression which is an inherent human right. At the same time, I think it's critical t...
03/20/2010
The government tries to keep lenders honest when evaluating homeowners for Loan Modifications.  Approvals of loan modifications are increasing. Michigan, Mortgage, Expert, Birmingham, Bloomfield, Detroit, Rochester, Royal Oak, Troy The Obama administration released its monthly press release about...
03/20/2010
The government tries to keep lenders honest when evaluating homeowners for Loan Modifications.  Approvals of loan modifications are increasing. Michigan, Mortgage, Expert, Birmingham, Bloomfield, Detroit, Rochester, Royal Oak, Troy The Obama administration released its monthly press release about...
03/20/2010
On March 29, 2010 from 10:00 a.m. - 2:00 p.m. The Council on Women and Girls is hosting a symposium which will include a lot of heavy hitters of the financial world. Partnering with the U.S. Dept. of the Treasury, this event is a great opportunity for involvement -- especially . . . well, for wo...
03/20/2010
When starting my real estate career in back in the 80's, it was not uncommon for buyers to assume or take over existing financing. Just about every sale involved a wraparound financing and It was a perfect solution to sell a home in a rough market. There were no loan origination fees or points, a...
03/20/2010
ARE YOU A "BACK TO THE FUTURE" AGENT?  OR, ARE YOU LIVING IN THE REAL WORLD! FACT:   The home buying consumer has the right to select the agent with whom they wish to buy a home. FACT:  It's still a free country and a home buyer doesn't become indentured to an agent by virtue of that agent showin...
03/20/2010
Are you a two-faced commenter or a commenter that just changes her or his mind from post to post of opposing viewpoints?   Or do you suffer multiple personality disorder?  Or perhaps you are just the all pleasing personality that agrees with everyone and therefore has no personal opinion any long...
03/20/2010
Rainer
13,943

Joseph J. Chang

local_phone(609) 426-1110
smartphone(201) 637-5637
Contact The Author