December 2006 - Congress has finally passed a law that now makes mortgage insurance premiums (those insurance cost in your payment because you put less than 20% down at closing) tax deductable as long as your adjusted gross income is under $100,000. Economists estimate that this one law change w
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12/26/2006
In an effort to add more value to their menu of services, Lloyd Reed and Your Hometown Realty have joined forces with ERA Network Real Estate, a Kalamazoo based franchise with 7 current offices. ERA Real Estate is one of the largest real estate brands in the world and focuses on helping their ag
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11/12/2006
With all of the media attention and negative news that we see and hear everyday, many people are wondering if they should even consider buying a home. It is my belief that there has not been a better time to buy a home in my seven year real estate career.As most people have heard or read, there
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10/27/2006
This is the 1st blog in what will hopefully become a regular series written about real estate on the Northwest side of Grand Rapids. It is my and the West Leonard Business Districts' intent to provide you with solid, up-to-date information about the subject that affects every one of us on a daily
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08/22/2006
What do I need to do to qualify for a MSHDA loan?Making application for a MSHDA loan is no different that applying for any other loan. Because there are only a few companies that do MSHDA loans you will need to find a MSHDA loan specialist. Second you will sit down with your MSHDA specialist and
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08/22/2006
This is the 2nd part of a 3 part series on MSHDA loans. If you missed the first part of this report please refer to my past blog. Why would the State of Michigan do this?We believe the State of Michigan does this for several reasons, but primarily because happy, stable neighborhoods have many po
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08/21/2006
Inside this Special Report...Wondering How To Get Up To $7500 For Your Down Payment And Closing Costs? Lloyd Reed Knows Where To Find It. He Can Even Show You How He Could Save You An Extra $40,000 Over The Life Of Your Loan! Future Homebuyer,The title of this report makes some pretty bold pr
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08/20/2006
Buying a home, especially in Grand Rapids and Michigan in general is really quite an easy task if you have competent individuals, including Realtors, mortgage originators, home inspectors, appraisers and title examiners working for you. This article will cover in detail the process that you shou
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08/15/2006
I am writing this blog because of allthe bad information out there about all types of loans, especially interest only loans. There are several instances where interest only loans can be a great service. For instance, a buyer or a couple who know that their income is going to increse dramaticall
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08/15/2006
What You Should Know About....HOME WARRANTIES 1. Home warranties can increase the perceived value of your home.In a recent Gallop survey of home buyers, pre-owned homes with homewarranty coverage commanded as much as 2% in higher perceived valuethan homes without warranties. By increasing perceiv
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08/15/2006
