The Home Buyer's Advocate

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Real Estate Agent - Robert Owen Deane Real Estate Broker
EXCLUSIVE BUYER'S BROKER - RELOCATION CONSULTANT Robert Owen Deane - Exclusive Buyer's Broker, and an advocate for homebuyer's in the process of finding and buying a home. Exclusive Buyer's Brokers are the purist form of a homebuyer's representation; I never take a listing, I never work for a seller. My loyalty is 100% to homebuyer's. I am an Accredited Buyer's Representative (ABR) and member of REBAC; the world’s largest organization of real estate professionals focusing on BUYER representation. Many Exclusive Buyer's Agents are also members of NAEBA. This blog is The Home Buyer's Advocate, it provides homebuyers with information about the home buying process, market trends and neighborhood information in the Cities of Newport Beach, Irvine and Costa Mesa in Orange County, California.
RECENT BLOG POSTS
This August 2010, according to Foreclosure Radar, there were 2,013 homes in some stage of Foreclosure here in Temecula. Of this total 814 were in the first stage of Foreclosure with a Notice of Default (NOD), 746 were scheduled for Trustee Sale and 453 were bank owned homes (REO). Temecula,CA – ...
09/16/2010
The Home Affordable Mortgage Program, what is it and are people being approved? (HAMP) IS DESIGNED SPECIFICALLY TO HELP HOMEOWNERS IMPACTED BY FINANCIAL HARDSHIP. WITH HAMP, YOUR LOAN IS MODIFIED TO MAKE YOUR MONTHLY MORTGAGE PAYMENT NO MORE THAN 31% OF YOUR GROSS (PRE-TAX) MONTHLY INCOME. IF EL...
09/16/2010
THE CURRENT U.S. HOUSING MARKET AND NATIONAL FINANCIAL CRISIS HAS CAUSED UNTOLD STRESS AND HEARTACHE FOR MANY AMERICAN FAMILIES. FORECLOSURE IS ONE OF THE MOST DEVASTATING FINANCIAL CHALLENGES THAT A FAMILY CAN FACE AND ONE THAT MANY TIMES CAN BE AVOIDED. THE OPTIONS AVAILABLE TO TEMECULA-AREA R...
09/16/2010
A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negoti...
09/16/2010
Agents face many challenges in the course of their day-to-day business servicing buyers and sellers.These challenges include aggressive investors who try to make money through a  “double close and flip” transaction that can leave sellers upset with their listing agent; salespeople who encourage ...
09/12/2010
SCHOOL INFORMATION Schools in Temecula are among the highest ranked in the State of California based on the Academic Performance Index  (API) –  a measurement of academic performance and progress of individual schools in California. API scores range from a low of 200 to a high of 1,000. The stat...
09/12/2010
Short sales are a necessary part of the mortgage industry’s process of managing mortgages with negative equity. In the past burrowers unable to sustain their mortgage payments had their homes foreclosed upon by lenders. But this is changing rapidly. The foreclosure process has proven to be expen...
09/12/2010
Upside down Mortgages, those homes with a lower value than the current market value of the home comprise 32.8 percent of all mortgages in the State of California, according to a recent report by CoreLogic. An additional 4.1 percent of mortgages are within five percent of being into negative equi...
09/11/2010
What’s for sale? What is selling? What challenges will I find in buying or selling a home? What can you tell me about the market I do not already  know? You have the right to expect more from a realtor than being chauffeured between homes you found on the Internet. Temecula’s Neighborhood Expert...
09/09/2010
If you are looking to buy a home it pays to know the market. What price ranges are selling? What are my choices? Are sales this year up or down from last year?  Temecula’s Neighborhood Expert follows the Temecula market closely. We are your best source of market information down to the neighborh...
09/03/2010
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Robert Deane Exclusive Buyer's Broker - Agent

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EXCLUSIVE BUYER'S BROKER - RELOCATION CONSULTANT Robert Owen Deane - Exclusive Buyer's Broker, and an advocate for homebuyer's in the process of finding and buying a home. Exclusive Buyer's Brokers are the purist form of a homebuyer's representation; I never take a listing, I never work for a seller. My loyalty is 100% to homebuyer's. I am an Accredited Buyer's Representative (ABR) and member of REBAC; the world’s largest organization of real estate professionals focusing on BUYER representation. Many Exclusive Buyer's Agents are also members of NAEBA. This blog is The Home Buyer's Advocate, it provides homebuyers with information about the home buying process, market trends and neighborhood information in the Cities of Newport Beach, Irvine and Costa Mesa in Orange County, California.