Ron Cedillo's (rcedillo) Blog

Before you decide to sell your house, it’s important to know what you can expect in the current housing market. One positive trend right now is homebuyers are adapting to today’s mortgage rates and getting used to them as the new normal.To better understand what’s been happening with mortgage rat...

If you’re buying a home there’s a good chance you’ll need a mortgage to make a purchase. But not all mortgages are created equal. Depending on your situation — for example, your credit score and how much you have for a down payment — you might have a variety of loan options available to you, incl...

 Some Highlights Today’s housing inventory is still well below more normal years. This low inventory is why homes that are priced right are still selling quickly and seeing multiple offers. If you want to sell your house, now is a great time because inventory is still low. Let’s connect to start ...

Even as some companies transition back into the office, remote work remains a popular choice for many professionals. So, if you currently enjoy working from home or hope to be able to soon, you’re not alone. According to a recent survey, most working professionals want to work either fully remote...

Whatever line of work you’re in, there are probably some fairly common terms you’re used to hearing and saying that an outsider may not know. They may be so basic to you that you can’t even imagine how somebody wouldn’t know what it is, even if they aren’t in your field.For instance, the word “mo...

If you’re in the process of looking for a home today, you know the supply of homes for sale is low because you’re feeling the impact of having a limited pool of options. And, if your biggest hurdle right now is that you’re having trouble finding something you like, don’t forget that a newly built...

 When it comes to buying a home, you want to save as much money as possible. And one potential way to do that — if the circumstances allow — is getting an assumable mortgage.But many people don’t even know what an assumable mortgage is, let alone when it’s applicable and how it might help them sa...

 Some Highlights Downsizing is a popular choice for homeowners when they retire or when their needs change, but with inflation still high, it’s also a way to reduce costs. Downsizing could help cut down on your expenses and your equity can fuel your move. If you’re thinking about moving to a smal...

It’s extremely important to pay your mortgage on time every month. But sometimes, things don’t work out that way, and you may not have the cash needed to pay your mortgage when it’s due.So what, exactly, happens if you’re late making a mortgage payment?A recent article from realtor.com answered c...

When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish li...