Dancing in the Rain...

In the recent two years how often have you been asked, "So, how's the market?"  Depending upon who's doing the asking and who's doing the answering is going to determine the wide range of answers one will hear.  It's all in the perspective! From a seller's perspective, I don't think I would say a...

Wow.  How much longer are we going to read this headline? In an effort to bring you good news today, I have been researching data until all I can see before me are jagged lines on graph paper.  Up and down, up and down.  I'm beginning to feel the need for motion sickness meds! So let's agree that...

AGENTS:  Are you sitting on inventory that needs new life pumped into it?  I've got some great news for you:  The perfect cure is right at your fingertips. Pick up your phone NOW.  Call your favorite (and by favorite, I mean the one who can get the job done) loan officer.  Talk to her about partn...

  Seriously, is the 30 year fixed rate mortgage facing extinction?  On several occasions during the past few years, financial news reports have hinted that the 30 year fixed rate mortgage may go the way of Tyrannosaurus Rex.  My initial reaction to this commentary sent me spinning wildly while sh...

Who couldn't benefit  from down payment assistance when buying a home?   Better yet- who wouldn't benefit from down payment assistance especially if there is no RE-payment on the assistance money?**     With more than 23 years of lending experience, I am excited to tell you that AmericaHomeKey is...

As a new decade dawns, and the future of mortgage lending still appears to be up in the air, regulators continue to chatter about increasing minimum down payment requirements for potential home buyers.  Pretty counterintuitive, wouldn't you say? These same potential homebuyers have been forced to...

MY DREAM IS THAT ALL CREDIT-WORTHY POTENTIAL HOME BUYERS HAVE THE CHANCE TO OWN A HOME OF THEIR OWN!  It has come to my attention, however, that funds are limited or non-existent, for many of these young home owner wannabes.  Additionally the parents, who used to have the down payment funds to "...

If you did, then you know by now that you missed the opportunity to get a 4.5% interest rate!  Oh, well.  Not a big deal, really.  Rates are still hovering around the 5.5% mark....considerably better than when I entered this biz back in the early 80's when rates were at 12%! OH.....and that was a...

Maybe you've heard about it; or maybe you even remember it.  Knocking on a neighbor's door to borrow a cup of sugar or sharing an impromptu glass of iced tea on the front porch.  Where have those unplanned visits gone?  Why is it that our kids ... and we grownups alike ... have to make a "play-da...

Thanks to the encouragement of one of my first mentors in business, I obtained my real estate sales person's license in 1984.  Thanks Steve!  Since that time, I have worked in the industry - either in sales, management, marketing or mortgage banking.  NO matter how diligently I attempted to extri...