Michael & Gayle Ramsey Fujita's (ramsey005) Blog

Hawaii is one of the most beautiful places on earth.  One can live in a small condominium but never be there because he or she is out enjoying all that Hawaii has to offer, or one may choose to live in one of Oahu's Finest Homes and enjoy all that Hawaii has to offer from the comfort of their own...

Hawaii...Sunsets, Swaying Palm Trees, White Sand Beaches, Warm Waters, The Land of Aloha.  Hawaii is all of these things and so much more.  Few will ever be able to wake in the mornings to the sounds of the waves on the beach or fall asleep to the sound of waves on an outer reef unless staying at...

In an effort to expand access to FHA mortgage insurance and allow for the quick resale of foreclosed properties, HUD has announced a temporary waiver of the 90-day flipping rule. The waiver takes effect February 1, 2010, and lasts for one year, unless otherwise extended or withdrawn by HUD. www.G...

Living in Hawaii is the greatest gift you can give yourself. I have lived on Oahu since 1979, and moving here just felt natural.Gayle was born on the island. We intend to live a long, healthy life in Paradise! Purchasing real estate in Hawaii is not only a smart move, but a wonderful life change....

Kailua is one of the most lovely communities on the island of Oahu. It has a laid back, easy going life style and one of the most beautiful beaches in the world. Kailua beach is wonderful for running, long walks, tanning, windsurfing and fishing from the shoreline. It is just over the Pali from d...

Kailua is one of the most lovely communities on the island of Oahu.  It has a laid back, easy going life style and one of the most beautiful beaches in the world.  Kailua beach is wonderful for running, long walks, tanning, windsurfing and fishing from the shoreline.  It is just over the Pali fro...

President Obama’s administration made several changes to housing policy over the holidays that will really help current homeowners as well as buyers and sellers for years to come. The action by the treasury will bring more stability to Hawaii’s real estate market, which is one of the most stable ...

In an action this afternoon by the City Counsel of Honolulu, the moratorium on Bed and Breakfasts for Oahu has been lifted.  It was decided in what was called a "Work In Progress" that those Bed & Breakfast operations on Oahu that were in operation on or prior to February 2008 would be eligible t...

Aloha, Mike and I hope you had a fantastic Labor Day weekend.  There are 100,000 first time Home-Buyers looking for their Dream Homes right now and time is "Ticking Away" for them to take advantage of the gonvernment's $8,000 First Time Home-Buyer's Tax Credit!  We also wanted to let you know tha...

Leasehold (LH) v. Fee Simple(FS) v. Fee Available (FA) In the state of Hawaii we have land that is conveyed in a two types of tenures.  There is Fee Simple which is what property in the mainland is conveyed in.  This means that when you buy the home you also own the land or interest in the land i...