Maria Gilda Racelis' Blog

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Real Estate Broker/Owner - Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington - 0788174
RECENT BLOG POSTS
Blog..... And blog to our heart's content. As somebody out there could be watching and reading what we write. Yesterday, I stopped by my office to pick up my mails on my way to a closing. While killing time by the lawyer's driveway, I browsed through the Realtor Magazine issue on my lap. The STIN...
03/28/2015
As I went through my 2014 expenses for my tax filing, I gazed at the most expensive one first that yielded no result except for a free calendar and a 1' by 1/2'  inch printed text of my business in the local Chamber of Commerce Directory.   When the letter for renewal came in, I just dumped it st...
03/24/2015
Before you can sell a property with a Shared Driveway, we all know--or do we?-- that a recorded maintenance agreement with the town is required.   But what if the house next to my seller's home has been vacant for almost a year?    So when I took the listing last year, one thing I asked my seller...
03/23/2015
Gracious and Mint Cape. Updated Kitchen with Granite Countertops and Breakfast Bar, New Hardwood Floors Throughout, New Stainless Appliances, Updated Bathroom, Fresh Paint. Fourth Bedroom can be used as Dining Room. Convenient Location. Just Move Right In.     The city of Manchester offers a vari...
03/22/2015
This buyer was referred to me by another client who belongs in my Sphere of Influence three months ago. I sent him over to the loan officer whom I have this symbiotic relationship (give-and-take) with.    After a couple of communication with the loan officer, the buyer asked for another name that...
03/20/2015
Everyday, except for weekends, I will grab a cup of coffee and go back in my bedroom to see what my friends on AR are up to.   Perusing their activities 5 days a week has become a routine. I only have the chance to wean off on Saturdays and Sundays because of other personal and business things th...
03/18/2015
Are Contracts Binding?   What is a written and fully executed contract for if contracting parties will not honor it? What does it serve if the lawyers can't impose it?   I would say this over and over again. Some lawyers just don't have the balls when they are up against another more aggressive l...
03/17/2015
With discipline and the right direction, building or fixing credit after a financial challenge should not be that difficult. It will take a few years but if you don't start sooner to rebuild your credit by following the advice written by George Souto , you won't be able to have that excellent cre...
03/16/2015
Good Faith Estimate (GFE), HUD-1 and Truth and Lending Disclosure will be going away due to  Dodd–Frank Wall Street Reform and Consumer Protection Act.   Is this a stupid change? "The government wants the consumer to have 3 days to make sure they are comfortable with the numbers. In 2008, the gov...
03/12/2015
This year, I have been switching through discovery and by way of introduction to healthier and local produce because of my affinity to this slogan “Love your Own.” I had replaced Wheat Bread with Sprouted Grain . And last week, The Farmer’s Cow in Connecticut Milk and Ice Cream had recently displ...
03/12/2015
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Maria Gilda Racelis

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