Zach Dahl's Blog

Zach Dahl703-864-5257Email UsView Website March 11, 2008Virginia - Key Steps To Save Money Refinancing Your Mortgage As a homeowner, refinancing your mortgage can be a daunting task for one simple reason:  the cost.  Many of us forgo this process because the cost of refinancing can outweigh the b...

Fixed Rate Mortgage: With a fixed rate mortgage, the interest rate does not change for the term of the loan, so the monthly payment is always the same. Typically, the shorter the loan period, the more attractive the interest rate will be.Payments on fixed-rate fully amortizing loans are calculate...

Adjustable Rate Mortgage (ARM): An ARM is a mortgage with an interest rate that may vary over the term of the loan -- usually in response to changes in the prime rate or Treasury Bill rate. The purpose of the interest rate adjustment is primarily to bring the interest rate on the mortgage in line...

Ameritime Mortgage Company - Newsletter Zach Dahl 703-864-5257 Email Me View My Website Forward Newsletter   NewsletterMarch 2008 Zach Dahl View My Website Resource Center Purchasing a Home? Turn the home of your dreams into reality. Need to Refinance? Save money by taking advantage of the lowes...

Conventional Loans: Conventional loans are mortgage loans offered by non-government sponsored lenders. These loan types can range anywher from 10 to 40 years and include:Fixed Rate LoansAdjustable Rate Loans (ARMs) Interest Only Mortgages Combination (1st and 2nd) Loans Balloon Mortgages Renovati...

Zach Dahl 703-864-5257 Email Me View My Website Forward Newsletter   Mortgage Rate UpdateMarch 7th, 2008 Zach Dahl View My Website Resource Center Purchasing a Home? Turn the home of your dreams into reality. Need to Refinance? Save money by taking advantage of the lowest rates available. Consol...

Fannie Mae, Freddie Mac and FHA have all adopted these new maximum loan limitations. If you have limited equity or a jumbo loan, refinance now and save thousands of dollars! If you are purchasing a property over $417,000, this year you can qualify for conforming rates! Click on any below to get s...

Zach Dahl703-864-5257Email UsView Website March 6, 2008Effective March 05, 2008: The Federal Housing Administration (FHA)  announced yesterday that it has increased its' loan limitations for 14 counties in California.  San Diego County will see loans increases up to $697,500 while Orange County w...

Zach Dahl703-864-5257Email UsView Website March 6, 2008 Released October 22, 2007 by the OFHEO   Note:  This graph represents the spread between conforming and jumbo 30 year Fixed rate mortgages.  We can cleary see that boosting the conforming limit from $417,000 to the lesser of: A)   $729,000 O...

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