Your Central Florida Financing|Housing Resource

By
Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305
RECENT BLOG POSTS
On his recent "Immense Possiblities" show, "Pushing Back Against Foreclosure" aired 12/7/2012 on Southern Oregon Public Television, Jeff Golden talks with us about some of the events that led up to the National Mortgage Settlement - namely MERS violations - the experiences homeowners have shared,...
12/10/2012
  Many of us know about debt. Some of us know we have too much debt. There are always those that want to shake their index finger at us and tell us all the bad things about debt, but this post isn’t about judgment. So many families have faced unemployment, divorce, death, medical and many other h...
06/26/2012
The State of Oregon began accepting applications on June 18, 2012 for one of the Hardest Hit Fund Programs they rolled out as a pilot program in 2011. This is the Loan Refinance Assistance Program, which essentially is a short sale with home retention for eligible homeowners who have experienced ...
06/19/2012
There is good news for Oregon Homeowners who are trying to avoid foreclosure. The Oregon Senate and House passed Senate Bill 1552 on March 5, 2012, and forwarded this bill along to Govenor Kitzhaber to sign. Oregon Senate Bill 1552 ends the “dual tracking” of homeowners who were being foreclosed ...
05/23/2012
The Office of Comptroller of Currency and Federal Reserve created a process to help borrowers who were facing foreclosure in 2009 or 2010 with several servicers. This process will help these borrowers who believe they suffered financial injury as a result of errors in the foreclosure process pres...
03/20/2012
As a housing counselor here in Southern Oregon working day in and day out with homeowners who have encountered financial difficulties the one common thread I see throughout my day is their stories are complicated! The homeowners who own property that has been in their families for 100 years – are...
09/24/2011
It’s that time of year again, one that many Rogue Valley families and visitors have enjoyed over the past 45 years. The Jacksonville Children’s Festival held at the Britt Garden County Park is a wonderful family event that every kid enjoys.Not only do you get to experience the many different hand...
06/14/2011
This is a great program Gene Mundt from Chicago Bancorp in Illinois talks about for home buyers planning to purchase a Fannie Mae owned foreclosure home to live in. There were some great comments on Gene's post, too, discussing the need for home buyers to prepare for ALL costs associated with buy...
06/14/2011
  Today was a bad day. A day generating results I really did not expect to have to face. Yeah, I know…”get over it Karen – we ALL have bad days”. I also know that there are many, MANY people out there facing the loss of their home due to circumstances beyond their control. I WORK with and FIGHT f...
05/27/2011
I have almost 100 active cases in my role as housing counselor for homeowners seeking help with their financial hardship. Many of these cases are for Southern Oregon homeowners wanting to keep their home. Homeowners who have taken the time to investigate the options available to them, and homeown...
05/19/2011
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!