There have been many instances of door-to-door sales in the Rogue Valley, the stories which I've heard are usually relayed with regret associated with the experience. “Just say no” is not always the easiest thing for some people to do. Homeowners have experienced home repair and remodel sellers w
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04/22/2013
The process for handling homeowners who experienced wrongful foreclosure and deficient mortgage servicing practices - i.e. Robosigning, foreclosure going through on a mortgage that was not in default, foreclsoure for servicepersons protected by poor handing of loss mitigation requests, etc. - cha
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04/19/2013
Word came through that the bill proposed to address the issues with our Foreclosure Avoidance Mediation Program – SB 558 - came out of committee and has gone to the Senate for a vote with some proposed changes. Hoping against hope this bill is voted on and passed by both Senate and House Represen
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04/15/2013
There is a lot of reporting of real estate market improvement, economic improvement - shaky statistics and very area specific in my mind. Here in Southern Oregon, we are seeing some glimmers of improvement, too. Just wish it was more... So many of the people we meet as Housing Counselors at a HUD
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03/05/2013
Brian shares a success story about a homeowner facing what so many of the folks I work with are needing to face - how to stay in their home after experiencing devastating circumstances. The choices homeowners have to make are often tough ones, but here's a story about a woman whose friend helped
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01/31/2013
Looks like 2013 is starting off with a concept many of us are familiar with – the only constant in life is change! And many times CHANGE is GOOD. The Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency announced today they have reached a settlement
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01/07/2013
Happy New Year! I was happy to start off my 2013 with the news that the Mortgage Forgiveness Debt Relief Act was extended a year with the passing of the American Taxpayer Relief Act of 2012. Bet the Realtors on this site are, too! Housing Counselors sort through many options with homeowners facin
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01/02/2013
There is FREE help for homeowners facing foreclosure in Jackson and Josephine County! Most Southern Oregonians know ACCESS for the safety net services provided to area residents needing them. The high demand food and energy assistance programs have been helping seniors and low income individuals
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12/31/2012
Do you or someone you know believe you have suffered a wrongful foreclosure that led to losing your home between January 1, 2008 and December 31, 2011? Forty-Nine State Attorneys General and the Federal government recognized the prevalence of this dilemma when they came together and negotiated
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12/31/2012
Procrastinators, ATTENTION! Today is the deadline for filing a request for the Independent Foreclosure Review if you suffered what you believe was a wrongful foreclosure. If you, or someone you know, were anywhere in the foreclosure process anytime between January 1, 2009 and December 31, 2010, a
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12/31/2012
