Your Central Florida Financing|Housing Resource

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Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305
RECENT BLOG POSTS
Well, Jennifer Fivelsdal of Mid Hudson Valley, I'm not real sure how I felt about pygmy goats before, but these sure are cute! Haven't seen anything like this here in the Rogue Valley, but if they're becoming popular pets out there, maybe I should look around more.Wordless Wednesday - How do you ...
04/21/2010
Kate posted some beautiful reminders about how lovely Spring can be - in her corner of the world, just like it is here in Southern Oregon.Simply spring.  That's why I thought I would share these with you.  They are close-ups as I really like the look of individual azalea blossoms and they are oft...
04/21/2010
Since the 2010 USDA funding well began to run dry, I'm finding buyers in need of FHA financing as an acceptable home loan alternative, especially first time home buyers who find making a down payment a challenge. So far, the FHA minimum down payment requirement has remained at 3.5%, but the upfro...
04/21/2010
I posted this article last summer, and use it frequently when providing home buyers with information on one of the few no down payment programs left. USDA is just about out of money for the USDA Guaranteed Rural Housing loan program for 2010, and our local Oregon office has been hopping with the ...
04/18/2010
I love to check the Osprey nests when we're out on our Southern Oregon water ways, and often catch quite a few at home this time of year. Had I had my camera ready just seconds earlier today, I would have caught an osprey exiting their nest, but alas it was not to be. I did catch this bird, thou...
04/18/2010
  It's that time of year again! With 73 degrees today, we officially declared it time for Re-Cooper-a-ting! We went for a Sunday Drive through some of the gorgeous Oregon forests, then continued our "drive" via water way, heading up the Upper Rogue River until we came across white water and turne...
04/18/2010
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Heading down that hill to go fishing at the lake, or up river to go for one of our great hikes, I can think of quite a few times this hidden treasure is indeed something I'd be happy to come across, especially when one is out exploring that vast and beautiful Oregon Wilderness...
04/18/2010
Is the game up as far the $8,000 tax credit goes if an eligible first time home buyer isn't under contract on a home by April 30th and escrow closed by June 30th? Not if they are an eligible US servicemember like the many Southern Oregon Guardsmen and active military personnel bravely fighting fo...
04/17/2010
What does a home buyer do who was hoping to take the USDA Guaranteed Rural Housing loan when the USDA funding source dried up temporarily? Well, two of the Southern Oregon first time home buyers I am working with switched from the USDA program to an FHA loan. Thankfully, both were able to arrange...
04/17/2010
Today, another first time home buyer was taking the steps to prepare to get under contract so they can open escrow on the home they want to purchase before April 30th. Why do you think they want to do make that date? For the $8,000 tax credit! This buyer is diligently moving forward with their pu...
04/17/2010
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!