Paul Diaz's Blog

As a proud owner of an electric vehicle (EV), I can say that my love for this vehicle has only grown stronger since the day I took delivery one year ago. There are many reasons why I have fallen even more in love with my EV, and I would like to share some of these reasons in this essay. First and...

An Enrolled Agent (EA) is a highly specialized professional tax preparer licensed by the federal government to represent taxpayers in front of the Internal Revenue Service (IRS). This dynamic group of tax specialists has a wealth of knowledge, expertise, and understanding. It is pivotal in ensuri...

WHY AM I STARTING A BLOG? Starting a blog and publishing on social media is a personal decision that can have many reasons. The main reason for starting a blog is to have a platform to express my thoughts and ideas on various topics. I have always been passionate about writing, and blogging is th...

According to the Wall Street Journal, the President's staff is putting the final touches on a sweeping plan to return the two mortgage finance monsters, Fannie Mae and Freddie Mac, back to private shareholder ownership. The proposal is expected to include a modified version of what has up to rece...

Gallup Investment Survey Results. American's opinion of top asset classes for long term investments. Inflation is low, so gold at 14% is understandable, savings at 15% is questionable since interest rates have been so low for so long.  Are respondents considering their 401(k) for example as "stoc...

Months of falling sales of existing homes ... surging purchase mortgage applications.(1) People who borrow money to buy a house are out there trying to buy(2) Market participants that do not need a mortgage (a) cash-rich households, (b) investors, (c) buyers with institutional level borrowing acc...

Net revenue from delinquent collection activities rose to just over $40 billion, an increase of 1.6% compared to the prior year. IRS levies were up 8.3% compared to the prior year, but the IRS filed about 8% fewer liens than in the prior fiscal year, 2017.By comparison, there were fewer audits du...

During Fiscal Year (FY) 2018, the IRS collected nearly $3.5 trillion, processed more than 250 million tax returns and other forms, and issued almost $464 billion in tax refunds. During FY 2018, close to 58 million taxpayers were assisted by calling or visiting an IRS office. The use of the IRS w...

U.S. IndicesDow -0.7% to 25,764. S&P 500 -0.8% to 2,860. Nasdaq -1.3% to 7,816. Russell 2000 -2.4% to 1,535. CBOE Volatility Index -0.5% to 15.96. S&P 500 SectorsConsumer Staples +1.1%. Utilities +0.7%. Financials -1.5%. Telecom +0.7%. Healthcare -0.3%. Industrials -0.8%. Information Technology -...

As a concerned Native Floridian who sits on an Affordable Housing Task Force in the Orlando Metro Area - this topic fascinates me. I have long debated that the affordable housing "crisis" is not a supply issue but a demand issue. Not a popular view amongst Realtors. Although it would be great to ...