Patrick's Blog

Real Estate Agent - Oregon Realty Company



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Most people, when they want to buy a house, contact a real estate agent or broker. That is why it is true that the best way to sell your Portland real estate is to list your property with a qualified agent. Make sure that the agent you select will list your home in the local MLS and will make sur...
For most people, the chance to trade nondeductible rent payments for mostly deductible mortgage payments is a powerful inducement to trade a rental home into a home of your own. This is by far the single most important reason why people decide to buy their first Portland home.However, whether you...
Buying a piece of Portland real estate is a science but buying your Portland home is an art. The science part involves getting the legal and financial parts down while the art is finding the Portland property with which you will be happy.You know what you like; or do you? It's a good idea to star...
The Exclusive Right to SellThe most common type of listing agreement used between sellers and the real estate broker is known as "The Exclusive Right to Sell" Agreement. In this agreement the agent agrees to include the home in the Multiple Listing Service (MLS). The details of a Portland real es...
Portland real estate Insurance costs can vary by hundreds of dollars depending on the insurance company from which you buy your policy. There are different types of policies that differ in the amount of coverage they provide. The most popular type is called HO-3. This kind of policy offers Area p...
Portland Real Estate Loans have become part of a worldwide mortgage market and mortgage lending is impersonal and competitive. When you shop for the best loan don't pay too much attention to who is originating the loan. Instead focus on interest rate, points, processing costs and whether you want...
From cottages to castles some Portland homes have so much curb appeal that passersby can't help but stop and admire them. When visiting property with great curb appeal, prospective buyers often experience "Love at First Sight" and this disposes them to love the entire home before they even walk t...
You've probably heard about the three major determinants of Portland real estate values are: 1) location, 2) location and 3) location. This is not only true about real estate in Portland; it is true about real estate in general. . If you cannot afford what you want where you want it, give up some...
A frequent question from prospective homebuyers relates to building home equity. Portland real estate buyers like to estimate how much a home may increase in value based upon past appreciation. One of the many advantages of home ownership is that appreciation is based on the home's market value r...
Whether you are a first time buyer or someone who is moving up to a more expensive home it's a good idea to start by cleaning up your credit report. Let's say you apply for a loan to purchase a Portland condo, town home, single-family home or any type of Portland real estate. The lender will chec...

Patrick Smith

MBA, AHWD, EcoBroker Certified
local_phone(503) 297-2523
smartphone(503) 421-3824
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