Bernie & Juli's Blog

Beautiful Custom Built Personal Residence of one of Gloucester County's Home Builder. It's a 4 Bedroom 2.5 Bath Home, but that's only the beginning! It has Brazialian Cherry Hardwood throughout the Main Level. Incredible Kitchen with a 6 Burner Professional Wolf Stove/Range with a Bosch Dishwashe...

The Term "Short Sale" means the proceeds from the Sale of a Property are not enough to pay off the Mortgage or other Liens on the Property. This can happen very easily in today's market if you purchased your home only a few years ago, were paying on a "Interest Only" type Mortgage and financed ne...

Well, we can all "gloom and doom" or take a hard look at the opportunity we all have and run with it!Yes, the Media is slamming Real Estate and all the Mortgage woes. However, as a Buyer, look at what's really available to you.Housing selections and pricing hasn't been this good in 5+ years?? The...

We had a great Mortgage meeting yesterday mostly on the Mortgage Industry.As our Mortgage people were explaining, we need to provide ways for our Buyers and Sellers to come together to help both sides achieve a great win-win deal. If we help our Seller's provide Concessions for the Buyer's to use...

Hi Everyone,In case you missed it, Kurt wrote a great story on the mortgage industry and why it is struggling to maintain itself and still provide rates that Buyers are willing to absorb. I provided the link below!http://activerain.com/blogsview/165688/American-Home-Mortgage-The Hope this helps -...

Wow...... Just Listed an Entertainer's Delight!!! Or a Secluded Retreat!! The choice is yours!!!This 4 Bedroom, 3.5 Bath, First Floor Master Suite Estate is located in Historic Mullica Hill, Harrison Township, Gloucester County, New Jersey. It is on 3.7 Secluded Acres that backs up to a Creek and...

Well, the market sure has changed!! It has been a good run for the Sellers but certainly, not now. Unfortunately, Buyers are really trying to capitalize on that. Before sending off a too low offer to a Seller, take the time to educate your Buyer what is a realistic offer for a seller. Use Comps, ...

Establish a good rapport with a full time Mortgage lender. Today's unique programs and needs of Buyers are making it so important to have a well versed Mortgage Lender. Years ago, you got a 30 year fixed rate mortgage with 20% down or you stayed renting - simple as that!Today's Buyers require so ...

Interest rates are climbing again! How can you help get past that as a Buyer?? Ask for a Seller Concession of up to at least 3% of the Offering Price to be used to help "Buy Down" your interest rate! Depending on your Credit Score and deposit money, you may qualify to receive up to 6% as a Seller...