The Oscars Real Estate Team

Before You Buy,Inspect! Buying a home is one of the most important purchases you will make in your lifetime, so you should be sure that the home you want to buy is in good condition. A home inspection is an evaluation of a home's condition by a trained expert. During a home inspection, a qualifi...

Increasing Your Home's Value Like most Americans, your home is probably your single largest investment. While the value of your home is largely determined by such things as location, size, condition and amenities, there are still steps you can take to maximize its worth.First, you need to evalua...

Understanding Your Homeowner's Insurance...before it may be too late. For nearly all consumers, owning a home represents a large investment. But suppose your home is vandalized or damaged by a storm? Having insurance can protect you from such unpredictable losses.When purchasing insurance, it is...

Buying vs. Renting Your Home Is now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Homeownership often is referred to as "the American dream." Wh...

Before the home search begins, your real estate agent will want to know as much as possible about the features and amenities you desire. To help your agent better serve you, analyze what you want and what you need in a home’s features and amenities. Features: Age: Do you prefer historic propertie...

Your lender decides what you can borrow but you decide what you can afford.   Lenders are careful, but they make qualification decisions based on averages and formulas.  Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn’t be...