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Mortgage and Lending - Franklin Advantage Inc. - NMLS Lic. # 343946
RECENT BLOG POSTS
Forum I know that this is brief, but just wanted to get this out before the Thanksgiving holiday is upon us. It was announced and published today that the new Conforming Limits were published.  This announcement came from Mortgage New Daily.  See below: It was announced today that Loan Limits for...
11/25/2015
  Forum   Just read online that Zillow just announced the purchase of Trulia.  I know that we have been through this before, yet I have had serious issues with Zillow in the past so this really makes me take a pause.   I know that one thing always remains the same.....That is things always change...
02/17/2015
Forum   We have just been informed that the Conforming Limits for 2015 are out.  Most all areas have remained unchanged from 2014; however, 46 Counties have seen slight increases in the "High Cost Areas".   For those of you who want to know, the states with increases include: Washington, Californ...
12/01/2014
  AR Forum   We've all known that Underwriting Guidelines have gotten shall we say, just a little more difficult in the last few years (Sarcasm).   Ben S. Bernanke, the former Federal Reserve Chairman, speaking at a Conference yesterday told a Moody's Analytics, Inc. moderator that he himself was...
10/03/2014
  AR Forum I debated a few days about writing this, but after giving it some thought I decided to post this anyways.  While I have been in the mortgage business for many, many years, something really just hit me so to speak that there our sides of our business which we don't always see when deali...
06/30/2014
HOT No time for fancy pictures.  This just came to me via Mortgage News site at Mortgage News Daily. Realtors and Brokers will soon be able to Go Direct to Fannie to Negotiate Directly for properties offered for sale Under HomePath. Sounds like Great news to me. For a direct link, please Go Here:...
05/29/2014
AR Forum Since yesterday, a Software used by Loan Officers and those in the mortgage industry has experienced Nationwide Outage.  The software through Ellie Mae, known as Encompass has brought loan origination, underwriting, and closing almost to a stand still. While some functions can still be p...
04/01/2014
AR Forum The topic of what to do with Fannie Mae and Freddie Mac has been discussed in Congress and the Senate for quite some time now since the financial collapse occurred. Today; however, was the "Day of Reckoning" so to speak, at least in the Senate Banking Committee.  Senate Banking Committee...
03/11/2014
AR Forum New 2014 FHA and VA Loan Limits Some or many of you may already know that both FHA and VA have changed their laon limits for the new calendar year, 2014.  Some States saw Decreases in many Counties, while others posted slight increases.   Below are Links to Both the FHA and VA sites deta...
01/07/2014
AR Forum FHFA to Review Loan Limits Again-Update The Federal Housing Finance Agency announced further steps today into evaluating whether to lower loan limits on loans sold or guaranteed by the GSEs ( Fannie Mae and Freddie Mac ).  Just recently, they had announced a decision to postpone a manda...
12/16/2013
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Wayne L.Brown

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