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Mortgage and Lending - Hancock Mortgage Partners - NMLS# 138422
The U.S. Treasury has ordered a review of all mortgage modification trials set to expire on or before Jan. 31, 2010, as part of the Obama Administration’s efforts to accelerate permanent mortgage relief and rescue more borrowers from foreclosure. This is according to a recently published article....
  Are you familiar with the term "Stealth Inflation"? It's kinda like raising the prices on something without anyone really noticing. For instance, say you love a particular brand of peanut butter and always buy the 16 oz jar for $3.49 (I'm just making up numbers here, so stay with me). The next ...
I found the following in an Associated Press article on March 18, 2009. Let’s look at it and break it down a little…. WASHINGTON - If you’ve got a good job, solid credit and your home’s value hasn’t fallen dramatically, you’re likely to benefit from the Federal Reserve’s extraordinary action Wedn...
Ever since I though about moving out from under Mom and Dad's roof, I had the notion to purchase a house instead of rent. Probably all those horror stories from others about bad landlords. Of course, I don't recall the storytellers having intimate information; mostly it was hearsay. That's OK! No...
In the past, I have written about the big three credit bureaus… Trans Union, Experian and Equifax. While there are several others, I would like to introduce you to a fourth; ChoicePoint. ChoicePoint is the company that produces the CLUE reports (Comprehensive Loss Underwriting Exchange) that the ...
Owning a home is the American Dream! I was searching online the other day and came across a great little article written by the Department of Housing and Urban Development (HUD). It states that they want all Americans to manage their money and have the option of preparing for homeownership. So do...
As most of you do not know, I was a firefighter / paramedic in my “former life”. In 1999, I had shoulder surgery because of an accident in an ambulance that essentially ended my career on the streets. Lately, I have had several people ask about my time on the departments and some of the calls tha...
Yes! And no! It just depends on what "free" site you get it from. You can go to to get a free copy of your credit report from each of the three bureaus once a year. The positive thing is that you do not have to get them all at one time; you can order one every 4 months and ...
(Another slected entry from a previous post on a different blog) You betcha.... In the 2004 report "Mistakes Do Happen: A Look At Errors In Consumer Credit Reports" published by the National Association of State PIRGs, it was noted that 79% of credit reports surveyed contained "either serious err...

Scott Swinford

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The best source of information for mortgage loans in Northwest Indiana and the rest of the state. Been turned down due to credit issues? We can help!