Real estate and mortgage advice, , thoughts, wisdom (or lack thereof), opinion, humor and general real estate and mortgage commentary. Based on more than 30 years of hard won experience and remember, "experience is what you get when you don't get what you want." Blog posts are published most weekdays or so, and are provided as a service of Northstone Real Estate Inc. and Northstone Mortgage. Your comments, questions, criticism, opinions, diatribes, etc are always welcome.
RECENT BLOG POSTS
Q: Is the new GFE a loan commitment? A: No. The new GFE is not a loan commitment. The lender will be required to honor thew GFE rate and fee for 10 days however the borrower must still qualify for and be approved for the loan. The GFE is an estimate of the charges a borrower is likely to inc...
OK agents, hang on to your hats, it's new rules for a new decade and we get a year lead on it. In the following days I will be sharing a few, as in a couple of hundred commonly asked questions regarding the new GFE and HUD-1. Q: When does the new RESPA rule require implementation of the new good...
NOTICE TO MY VENDORS: When a client calls requesting a service that is within the range of services you provide even though outside the usual service level you offer, the correct response to their request is YES, a big fat resounding YES. Granted we all know that additional fees will usually app...
by Brian Leavitt, a Licensed Real Estate Broker and Licensed Mortgage Broker representing Northstone Real Estate Inc, and Northstone Mortgage. Brian serves clients within the Northwest Multiple Listing Service. You can contact Brian directly by phone at 800-806-3145 or by email at brian@nort...
When we have a cold snap, remember to call sellers who own vacant property and remind them to keep the heat up enough to keep the pipes from freezing. Showing property this weekend I showed a vacant top floor condo unit where the fire sprinkler froze and broke showering water everywhere destroyin...
What we say in our listing remarks section REALLY does matter. Below are the remarks from an unnamed agent on a listing published on NWMLS. "Street of Reality!!! Located across the street from Lake Margaret, great project for someone with time and money on their hands. Do not call me and ask wha...
Sammamish continues to experience a buyer's market. More than anything the Sammamish real estate market can be characterized as one of the most stable markets in the nation. Perhaps that is not saying much in light of the market chaos experienced elsewhere but Sammamish represents an excellent v...
Freddie Mac you broke my heart. You teased me with your beautiful little condo nestled on the wooded hillside by the lake. Two ample bedrooms and two sparkling baths complete with tile floors and sleek tile tub surrounds. Your spacious south facing living room took full advantage of the fleeti...