When I first came to America things did not go as planned. The result was some very tough times and a severe shortage of money. Xmas was a time when we put the kids first and made sure that there was plenty of good food on the table. But for us we had to get creative, over a couple of years we ca
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12/03/2024
Ever since I was young I could disappear inside a book. My mother could be calling me, but I was miles away on some adventure, maybe with the Vikings sailing across the Mediterranean Sea, or traveling through time. It did not matter, I just loved to read, from comics, to picture books, to novels
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11/25/2024
It is always exciting to reach closing day, especially when everything has gone smoothly throughout a transaction. I met Hannah and Tom not that long ago when we met to discuss working together and they mentioned they wanted to buy a house before next May. After going over all the details of how
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11/22/2024
After all the searching, loan applications, seeing homes, visiting Open Houses the moment arrives when you know this is the home you want to buy. It is an exciting time and it can also be a stressful time.But, that is where working with an experienced Realtor brings a multitude of benefits. From
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11/21/2024
This is a common question from first time buyers and repeat buyers as well depending on how long it has been since they bought a home. Well the answer is, it depends. As you can see in the image above a seesaw which is balanced. Well the housing market is rarely in such equilibrium, it is usually
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11/20/2024
It has been 18 years since my son shared a video about one of his friends who had died on the last few days of their deployment in Iraq. I cry every time I watch this video as I see these young men who put their lives at risk for our country. My son Jeremy was asked to put together a video for th
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11/18/2024
Buying a home requires multiple steps, one of which is the home inspection, this is generally done after the seller has accepted your offer for their home as one of the contingencies. But, occasionally it is done before if there is time allowing your offer to be stronger waiving the inspection co
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11/13/2024
You never know what is going to happen after you get divorced. You may meet some people and think this is the one, and then they are not. You may think about moving and starting over. I had all those maybes, but I ended up staying right where I was and through some friends was introduced to a mar
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11/12/2024
First time buyers starting out on the road to home ownership have many questions. One of the common ones is What should I look for in a home?Whilst the number of bedrooms and baths is important it may not be the most important thing when looking for a home. This is why I always like to sit down a
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11/07/2024
For a long time when buying a home people needed and put down about 20% of the cost of the home as a down payment. But, as prices rose lenders came up with different products and means to avoid having to put 20% down.Today, there are still some programs that require no down payment, especially fo
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11/06/2024