Nicholas Ellsworth's (nickatnatco) Blog

Why Hasn't My Home Sold? Home sellers are very concerned when their home has been on the market for some time.  The offers presented, if any, have been too low to even consider.  The home hasn't sold.  Quite naturally they want to know what's wrong. That's a fair question.  The newspapers say the...

Selling Your Home At The Holidays Are you thinking about selling your home but not sure if the holidays are the best time?  Well, it turns out this is a great time of year to list your home for sale! The holidays are actually one of the best times to sell your home as people take off work during ...

Top 10 Reasons To Buy "Now is one of the best times in California history for home buyers to get a foot in the door." Did you know that rates are historically low, home selections are varied, and loan options are still solid? Take some queues from the experts and give some real thought to purchas...

Should You Ask Your Realtor to Cut Their Commission? Most people know that real estate commissions are negotiable. The question is, "What is fair?" The first thing which needs to be understood is how the commission is distributed. In most instances, half of the commission goes to the company repr...

How to Read a Prelim THE PRELIMINARY TITLE REPORT   THINGS TO LOOK FOR...   1.         VESTED OWNERS NAME •           Are the names the same as shown on the purchase agreement, deposit receipt, and application? •           Have all parties executed and approved the purchase agreement?   2.       ...

7 Reasons Buyers Need Title Insurance Title Insurance can help ensure the buyer and the lender that title defects will not make the property unsaleable in the future because of: • Forged Documents • Undisclosed Heirs to the Property • Misfiled Documents -  such as deeds, liens, and mortgage satis...

Why Waiting Can Cost You If you are a potential first-time buyer wishing you would have taken the home buying plunge while rates were low, it is not too late to dive into the market. In fact, even with interest rates on the rise, waiting to purchase a home could end up costing you money. For exam...

Understanding Title Insurance Requirements for Insuring Trusts  Marketing tip at the bottom!  In today's world of busy probate courts and exorbitant death taxes, the living trust became a common manner of holding title to real property.  The following may help you understand a few of the requirem...

Understanding Condominium and PUD Ownership   California's builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers...

Understanding Statements of Information What's in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, "Quite a bit". Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real pr...