Nathaniel Criss's (nathanielc) Blog

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Mortgage and Lending - CMG Equities, LLC - ForTheBestRate.com
RECENT BLOG POSTS
Supply and demand are two basic economic factors that determine the market worth of just about any product or service. When it comes to real estate, supply and demand can affect the value and price of a home, but it can also have major implications for the overall economy. Until recently, the rea...
04/12/2013
You've done it. You've found your dream home, made an offer and they've accepted! But before you can grab the keys and start moving in, you've still got a lot of work to do - namely, arranging home financing, signing paperwork and waiting for the purchase contract to go through. Yes, closing on a...
03/25/2013
Hello Local Wilmington Folks, I just wanted to take a minute and give a quick shout out to Greg Gianoplus, John Perritt, and Dan Hagarty at Gateway Bank Mortgage's new Reverse Mortgage Division. Greg, Dan, and I used to work together at AAXA Discount Mortgage here in the local Wilmington market. ...
03/13/2013
  More than 80 percent of borrowers who refinance their mortgages through Freddie Mac aren't taking cash-out options, according to recent data.    The government-sponsored enterprise released its second quarter data on Aug. 1, showing that 81 percent of homeowners who refinanced their first-lien ...
11/15/2012
In the wake of positive signs from the housing market, such as rising prices, fewer foreclosures, and lessening inventories, the NAHB revealed even more good news. In a press release from July 17, the NAHB/Wells Fargo Housing Market Index rating builder confidence was reported to have shown impro...
09/05/2012
You may have heard a lot about land and housing trusts lately. They seem to be popping up everywhere, as people are growing more concerned with over development and the reduction of "green space." So what are land and housing trusts? Although land and housing trusts differ slightly, they both ess...
08/16/2012
Although recent months have revealed many promising signs of housing market recovery, a recent Bloomberg article reveals that we’re not in the clear just yet, as states continue to divert mortgage settlement funds to patch up budget holes.The good news is that demand for homes and house prices b...
08/14/2012
Below is a snapshot of current Alabama mortgage rates pulled today from ForTheBestRate.com for the Yellowhammer State. Please note that interest rates are subject to change without notice and can vary based upon a borrower's credit score, loan amount, the type of property being financed and mult...
04/10/2012
Some good news on the mortgage front! According to Freddie Mac's weekly market survey, 30, 15, and 5/1 ARM averages all moved lower with the 30 year fixed rate average dipping below 4.00%. After a significant rise the prior week, the 30 year average slid to 3.99% (with .7 points) and the 15 year ...
03/30/2012
Technological advances have made working from home easier and more cost effective than ever. So many professions are ideally suited for such an arrangement that many prospective homebuyers put office space at the top of their house-hunting checklist. The business and technology research firm, For...
03/29/2012
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