Erik Beutler's (mysmartprocess) Blog

Where is the opportunity?  How do we find the gap that needs to be filled?  Find the need find the opportunity.    As foreclosures continue to rise http://www.cnbc.com/id/15840232?video=741083498 there is a group that still has money and is gathering at the sidelines waiting for the madness to st...

Our government wants to help us.... be afraid, be very afraid. Every democrat out there wants this form of corporate welfare because "it helps the little guy". Welfare rewards bad decisions. Bad decisions to buy cars and liabilities with our equity. Bad decisions to become a fix and flipper becau...

I have a 2 and a 4 year old.  Those of you with toddlers and with almost toddlers know how they learn to crawl, stand, walk, and run.  There is one thing that happens with each phase… “SPLAT!!!”  With each splat on the ground they learn a little more.  Sometimes they have evidence of these stumb...

Sahuarita foreclosures have shown some interesting trends.  I have noticed some trends in a lot of Arizona/Nevada communities with a high foreclosure rate.  Here is my foreclosure stereotype (there are exceptions) –   Sold previous home between 2002 and 2007 (why not… tons of equity!!!) Bought n...

First things 1st! The best place to get a free credit report is www.annualcreditreport.com all 3 bureaus work on this site so you get all the info from one place.  Don't waste your time or the time of your friends by going anywhere else just because you heard an ad on the radio. Then when you cli...

When we were kids some of us would dive to the bottom of the deep end touch the bottom and come bobbing back to the top. The first few times I tried this I came back flubbing and wiping my eyes because I couldn't find the bottom.  Sound familiar?  Unfortunately housing news is all about the flubb...

The fed just gave another 20 BILLION towards foreclosure solutions.   The government still believes giving something away makes the market work better. Here is the deal.  Giving more money to a financially ignorant person does not make them financially smart it just gives the 1.8% of ignorant fo...

Piles of credit offers come in the mail each week - you get a couple bills, a letter and ten credit offers.  Please NEVER apply for a credit offer you receive in the mail! No business wants to lose a customer, especially a long-time customer. This is true of your credit card company as well.  Yo...