Lawrence's Blog

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Mortgage and Lending - Lawrence Bland International
Texas Mortgage Lender, Texas Real Estate Sales Agent
RECENT BLOG POSTS
HUD announces that it is exempting the counties identified below, which are subject to Presidential disaster declarations, from the time restrictions on insurable re-sales. The exemption is in effect for all contracts of sale entered into from the date of the Presidential declaration applicable t...
03/24/2009
First-Time Home Buyer Credit There seems to be some confusion in regards to the First-Time Home Buyer Credit as to how much and who does and does not qualify. This information was taken DIRECTLY from the IRS on form 5405 The First-Time Home Buyer credit is for either a max of $7,500 or $8,000 if ...
03/19/2009
Jennifer: The teacher gave her fifth grade class an assignment: Get their parents to tell them a story with a moral at the end of it. The next day, the kids came back and, one by one, began to tell their stories.  There were all the regular types of stuff: spilled milk and pennies saved. Jennifer...
03/18/2009
http://www.metacafe.com/watch/2500764/video/R/CFD_1002/Enjoy!
03/17/2009
Want to get yourself listed on the first page of Google for Free? If you as a Realtor, Mortgage Loan Officer/Broker or any particular Real Estate Related professional want to pretty much be guaranteed to get you name listed on the first page in a Google search there are a few things you can do.  ...
03/17/2009
Les see... where do I start? I guess the begging is best. I’m curious as to how many of my other peers might handle a situation like this. About two months ago, Mrs. Jane (fake names are being used to protect the innocent) called me looking for financing for her daughter, Mary (doing a refinance)...
03/02/2009
H.R. 3221, the "Housing and Economic Recovery Act of 2008," passed the House on July 23, 2008, by a vote of 272-152. On Saturday, July 26, 2008, the Senate passed the bill by a vote of 72-13. The President signed the bill on July 30, 2008. The bill includes the following provisions: Please note: ...
02/28/2009
The Housing Bailout: Do You Qualify? $8,000 home-buying credit? Refi assistance? How to know whether the Obama administration's initiatives will help you. It has been so busy this in the housing market in regards to the stabilization of it, I don't blame anyone if you have had a hard time keeping...
02/20/2009
DID YOU KNOW FHA will permit family members (as defined below) to lend on a secured or unsecured basis 100 percent of the homebuyer's required cash investment which may include the downpayment, closing costs, prepaid expenses and discount points. This change is in response to new legislation that...
02/20/2009
My Economic Stimulus Community Reinvestment package Unlike President Barack Obama's plan, the plan I propose is not nationwide (but can be implemented as such in certain markets).  This is designed on a much smaller scale.  This plan is based on; you guessed it, Real Estate and the creation of jo...
02/17/2009
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