Chuck's Blog

The original May 1, 2009 deadline has been extended to August 1, 2009. As outlined below, you must be Red Flags Compliant or face heavy penalties. "New ‘Red Flag' Requirements for Financial Institutions and Creditors Will Help Fight Identity Theft Identity thieves use people's personally identify...

With all the uncertainties in the world right now everyone needs to know how critical it is to keep a decent credit score. There are certainly many reasons why we need a good credit score, but in this day and age it has evolved into a critical "character" device for the hiring authorities of any ...

By definition, Home Equity Loan is A loan secured by a primary residence or second home to the extent of the excess of fair market value over the debt incurred in the purchase. Ok, sounds great, but what does that mean? Well, let's take a quick look at an example. Let's say you own a home with a ...