Brandon Laughridge's (mortgageloanplace) Blog

I got emailed about a $20,000 Bounty that any blogger can win today.  The task?  Find VAMortgageCenter.com a VA Loan Underwriter.  See it for yourself at the $20,000 VA Loan Underwriter page.  Seems straightforward enough for me.  Any blogger can win, you just need to register at the site first. ...

The most recent legislation regarding the home loan industry running through Congress has gotten a lot of press coverage.  Already through the House, it seems that raises in the loan limits for conforming loans and FHA loans alike will be pushing up to the $729K range.  Even if the new limits onl...

Much like the resurgence of FHA home loans (which I, among others, have blogged frequently about), the subprime fallout has made the VA Home Loan a more popular option for qualifying homebuyers that have served in our military.  I try to keep up with a few industry blogs and one that has been for...

Most of us are aware of Senator Chris Dodd's pro-FHA reform stance.  He has promised to make it a priority when Congress gets back in session in the coming weeks.  With HR1852 already through committee in the house and a lot of political talk being circulated on the subject of FHA modernization, ...

The No. 2 man at the U.S. Department of Housing and Urban Development recently implored subprime mortgage holders to refinance their skyrocketing loans through the Federal Housing Administration. "The key is the FHA's loss-mitigation program," Brian D. Montgomery, assistant secretary for housing ...

We just published the Comprehensive Guide to FHA Loans on Mortgage Loan Place.  After about 2 months of our hard work, I feel like we have compiled one of the most useful handbooks / guides for consumers and lenders alike when it comes to FHA loans.  Visit the FHA Guide page to download it in .pd...

We just published the Comprehensive Guide to FHA Loans on Mortgage Loan Place.  After about 2 months of our hard work, I feel like we have compiled one of the most useful handbooks / guides for consumers and lenders alike when it comes to FHA loans.  Visit the FHA Guide page to download it in .pd...

News surfaced today about the HUD putting into action measures that would eliminate downpayment assistance programs that have grown to encompass some 33% of all downpayments made on FHA loans.  The programs, of which there are actually hundreds, include big name options such as Nehemiah and Ameri...

Legislation aimed at limiting the reach of subprime lenders was introduced into Congress on Friday.The Predatory Lending Practice Reduction Act of 2007 calls for federal certification of mortgage brokers and agents and harsher penalties for violations."Predatory lending is a leading cause of fore...

Nearly all Americans share the dream of one day owning a home.  And whether you are a realtor, lender, or consumer, it's important that we are all well-versed when it comes to how to spot a predatory lender.  With all the news that has been out recently about the subprime fallout and the predator...