RECENT BLOG POSTS
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A Mortgage Buddy Brainstorming Creation This just in: The housing market is in trouble, unemployment is high, we can't figure out the debt issues, and Washington politicians appear to be more concerned about positioning themselves for the next election, than working on making the difficult decisi...
09/05/2011
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I looks as if we will have some significant hang over from the horrible jobs number on Friday. ZERO jobs created in the month of August on the heels of Verizon laying off 45k through the strike and employers fearing the mess that Washington was creating with the debt ceiling disaster. All in all...
09/05/2011
Consider this your invitation to the biggest real estate business event of the year. Real estate business minds are meeting Monday October 3rd from 8:00 AM to 6:00 PM at Lombardo's Conference & Function Facilities 6 Billings Street Randolph, MA 02368 for the Monster Recovery Tour, featuring gue...
08/28/2011
I attended the seminar, read the book, teamed up with an amazing buyer's agent, and put the plan into action. What transpired yesterday was more than a house warming party, it was a fun, personal ,relationship building experience. I had recently attended a seminar by Michael Maher, the #1 best s...
08/26/2011
Mortgage Buddy Rate Outlook This week looks to be more of the same choppiness in the stock market, with perhaps a little less volatility. There is a lot of continued uncertainty in Europe with their debt issues and the reality of a global slow down has pushed investors into gold and bonds. The si...
08/22/2011
This is the second installment of utilizing all of the approved FHA guidelines available. I mentioned yesterday http://actvra.in/gSf I want to make everyone aware of the many ways they can help their client with creative ways for coming up with the 3.5% down-payment required on a FHA purchase. Ye...
08/16/2011
So many times we hear excuses why things won't work, and it's our job to present options that do work This week I'm going to be showcasing different ways to meet your the 3.5% FHA mandatory requirement for down payment. There are many ways that we all know about but in a world of higher commodity...
08/15/2011
Last week was absolute insanity in the market. Up down around. Trillions upon trillions of dollars of market capital was lost. The aftershocks of the debt downgrade, Euro debt fears, and the realization of an overall global economic slow down drove the volatility through the roof. The fed last Tu...
08/14/2011
The lender must document the transfer of gift funds from the donor to the borrower. The table below describes the requirements for the transfer of gift funds. If the gift funds ...Then the lender must ... are in the borrower's account obtain a copy of the withdrawal document showing that the ...
08/12/2011
Please Let Me Help You, Your Family & Your Friends Take Advantage of These Rates John Saari "The Mortgage Buddy" 508-740-7445 What an absolute crazy week in the stock market and in the mortgage industry. The Fed said yesterday that they are going to keep interest rates low until the middle of 20...
08/10/2011
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John Saari
"The Mortgage Buddy"
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I decided to start writing this blog to be an education resource to my referral partners and my clients. We live in a new world of mortgage lending in which we need to be up to date on the changing underwriting guidlines and mortgage products offered. It's through these updates that we will all be able to provide our clients with the customer service they derserve and expect. It's my belief that this industry insight is what will take our business to the next level.
Education = Confidence