Money Tree's (moneytree1) Blog

Like most people, you will probably wait until submitting a purchase contract on a home before applying for a mortgage. By then, not only will you know the specific property you want, but also how much you need to borrow. At that point, the lender will require that you fill out a loan application...

Is your Adjustable Rate Mortgage interest rate causing you pain? Are you thinking about refinancing to a fixed rate mortgage to help stabilize your payments and take advantage of lower interest rates? Does this process lead you to more confusion than answers?This E-book is an excellent guide for ...

Closing on a property is a very challenging time for a would-be homeowner. Being informed, either through your mortgage broker, your real estate agent, or through self knowledge is the best thing you can be when going through this procedure.A good real estate agent can help you tremendously. They...

There are several very important truths about your credit score:Truth #1: Your credit score is the single most important factor determining whether you'll get approved for a mortgage, car loan, refinance loan, or credit cards. Truth #2: Your credit score affects your APR.  If it's low, you'll pay...

You've found the home that is right for you, and now you need to do the same thing for a mortgage. There are several options for people out there, each one designed for a different type of buyer.You need to ask yourself several questions when searching for a mortgage type.How long am I planning o...

1.  What is the neighborhood (and your neighbors) like... are there certain features in the area that           would affect the value of this property in the future?       2.  What are the taxes on the home?       3.  What are the utility costs... especially electricity if the home is electrical...

The process of getting a mortgage is not only mentally taxing but can be very emotional as well. You want to cover all your bases but you're committing to a property and a loan that you have to live with for some time. We are here to make your journey easier. You are welcome to learn at your conv...

This FREE info package is now available to all serious Realtors. Call today to get yours. The package contains 3 special reports written exclusively to help you make more money:     1. How To Double Your Income in 90 Days     2. Realtor Marketing on a Shoestring Budget: How to jump start your inc...