Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
RECENT BLOG POSTS
Three Hot Renovations That Will Boost Your Home’s Value Without Breaking the Bank Are you feeling the “renovation itch” or perhaps looking for a fun project that you can take on which will provide you with a return on your investment? There are numerous home upgrades and renovations that can add ...
12/12/2014
First Time Buyers: Understanding How Property Taxes Work and What You Can Expect to Pay Are you about to buy a house or condo for the first time? Congratulations! Owning your own piece of real estate is a liberating experience and one that will provide you with the foundation to build your person...
12/10/2014
Trying to Save on Your Closing Costs? Here Are Three Tips That Can Help Lower Them Whether you’re about to close on a lovely new house for your growing family or a stylish beachfront condo so you can retire close to the ocean, one thing is certain: you’re going to face a variety of closing costs....
12/10/2014
Understanding Mortgage Insurance and the Difference Between FHA, VA and USDA Mortgages Are you thinking about using mortgage financing to buy a new home? If so, you’ve likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today’s blog po...
12/08/2014
What’s Ahead For Mortgage Rates This Week – December 8, 2014 Last week’s economic reports related to housing and mortgages were few, but construction spending, the Fed’s Beige Book report, non-farm payrolls and the national unemployment report indicated trends for the end of the year. Constructio...
12/08/2014
You Ask, We Answer: How to Choose Between Expanding Your Current Home and Buying a New One Does your home feel like it’s starting to burst at the seams? Many homeowners across the country can relate to this feeling having bought a home only to run out of space due to a growing family or for other...
12/04/2014
Buying an Investment Property? Here’s How You Can Maximize Your Rental Revenue Whether you’re buying a ski-in/ski-out condo at your favorite resort or you’re thinking of picking up a small home in a busy tourist area, buying a property for short-term rental purposes can be an excellent investment...
12/03/2014
Understanding the Difference Between a Mortgage Pre-qualification and a Pre-approval If you’re in the market for a new home and you’ve been researching mortgages, you’ve likely come across the terms “pre-qualification” and “pre-approval”. While these terms are self-explanatory in some circumstanc...
12/02/2014
The LTV Ratio: How ‘Loan-to-Value’ Works and Why You Need to Understand This Ratio Are you in the market for a new home? If you plan on using mortgage financing to buy your next home you’ve likely heard the phrase “loan-to-value” or the acronym “LTV” before. Let’s take a quick look at the loan-to...
12/01/2014
What’s Ahead For Mortgage Rates This Week – December 1, 2014 Last week’s scheduled economic events were packed into Tuesday and Wednesday, but several housing-related reports were released including the Case-Shiller National and 10-and 20-City Home Price Indices for September, The FHFA House Pric...
11/30/2014
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ShawnGerhardson

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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!