Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
RECENT BLOG POSTS
It’s 2015! Get a Jump on Your Payments with Our Quick Guide to Paying Your Mortgage off Sooner With the start of the New Year, it’s common to set new resolutions. While there are many goals that are worthwhile, paying off your mortgage as soon as possible can significantly improve your financial ...
01/07/2015
FICO Scores: How Does Your FICO Score Impact Your Mortgage? Let’s Take a Look Homeowner’s insurance is an incredibly valuable and beneficial policy for homeowners to have, but it is necessary to understand what traditional policies do and do not cover. Once you familiarize yourself with the intri...
01/06/2015
What’s Ahead For Mortgage Rates This Week – January 5, 2015 Case-Shiller reported that home prices hit their lowest pace in two years. According to the Case-Shiller 20-City Home Price Index for October, home prices fell in 10 cities, rose in eight cities and were unchanged in two cities. In other...
01/04/2015
Let There Be Light! 3 Easy Ways to Make over a Room by Adding New Light Fixtures Light is an important design element that can be used to influence your interior decor in a number of ways. In fact, you can experience a major transformative change on the overall style and ambiance of a room by mak...
01/02/2015
You Ask, We Answer: What is Private Mortgage Insurance or ‘PMI’ and How Does It Work? For many homeowners, their mortgage payment contains more than just principal and interest. A little something called PMI could be representing a significant portion of that payment, and it’s important for home ...
12/29/2014
What’s Ahead For Mortgage Rates This Week – December 29, 2014 Last week’s economic news included several housing related reports. Housing markets continue to cool as November reports on existing and new home sales fell below expectations. New Jobless claims were lower than expected by 10,000 clai...
12/28/2014
FOMC Statement: No Year-End Surprises The Federal Open Market Committee (FOMC) said in its last statement for 2014 that although economic conditions have improved at a moderate pace, the Fed believes that the target federal funds rate of between 0.00 and 0.25 percent remains “appropriate.” While ...
12/17/2014
Be Prepared for Your Mortgage Pre-approval Interview by Having Answers to These 4 Questions So – you’ve completed an initial mortgage pre-qualification and now you’re ready to take the next step and meet with your lender or mortgage advisor for the pre-approval interview. Are you ready? At this s...
12/16/2014
Home Builder Index Stays Near Nine Year Peak Home Builder Sentiment slipped to a reading of 57 in December according to the National Association of Home Builders Housing Market Index. November’s reading of 58 prompted analysts to project a reading of 59 for December. The latest reading marks the ...
12/15/2014
What’s Ahead For Mortgage Rates This Week – December 15, 2014 Although there were few scheduled economic events related to mortgages and housing, last week brought an article about housing projections for 2015. Other news included increased job openings along with lower than expected jobless clai...
12/14/2014
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Shawn Gerhardson

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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!