Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
RECENT BLOG POSTS
Three Tips for Reducing Your Closing Costs if You’re Looking Forward To Buying a Home in the Spring Spring is aproaching fast and it is usually the busiest time of the year for home buying. After a long and cold winter, many people are ready to enjoy the nicer weather and begin to shop for a new ...
01/21/2015
NAHB: Home Builder Confidence Nears 2005 High The National Association of Homebuilders (NAHB) Wells Fargo Housing Market Index reported that homebuilder confidence in sales conditions for single-family homes declined one point to a reading of 57. The NAHB Housing Market Index measures home builde...
01/20/2015
What’s Ahead For Mortgage Rates This Week – January 20, 2015 Last week’s scheduled economic news was mixed. Job openings increased and jobless claims increased, and consumer sentiment rose. Mortgage rates fell across the board. Labor market conditions improved and consumer prices fell in large pa...
01/20/2015
Three Subtle Painting Tricks That Will Make Your Home Look Amazing When it comes to painting the walls of a house, sometimes subtle is best. You want to add design, color, and texture to the walls, but you don’t want it jarring to the eyes. Here are three subtle painting techniques you can try on...
01/15/2015
Budgeting: How to Manage Large Mortgage Payments when Buying a Costly, High-value Home Some people try to apply for as small of a mortgage payment as they can reasonably afford to, and there is some prudence associated with this line of thinking. After all, recent economic events have shown that ...
01/14/2015
Three Major Mortgage Mistakes Which Are Sure to Increase Your Closing Costs When shopping for a mortgage, it is important to take closing costs into account. While some closing costs are the same for all lenders, different programs may add or reduce some of the burden borrowers face when closing ...
01/14/2015
How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance? Do you have a mortgage? You’ve likely seen or heard a lot about mortgage refinancing as interest rates remained low in recent months. In today’s blog post we’ll explore the topic of mortgage refinancing, including when y...
01/13/2015
What’s Ahead For Mortgage Rates This Week – January 12, 2015 Last week’s economic news was dominated by labor reports and FHA’s announcement that it will lower its mortgage insurance premiums in an effort to make homes more affordable for first-time and moderate income home buyers. Mortgage rates...
01/11/2015
Tankless Water Heaters: The Pros and Cons of Going Tankless In Your Home Large water heaters are unsightly appliances that home-sellers would rather hide. Although it’s not always possible to banish these structures, it is possible to replace them with a version that is not as overbearing. Tankle...
01/08/2015
FOMC Minutes: Low Inflation Rates Won’t Delay Rate Hikes The minutes of the Fed’s Federal Open Market Committee (FOMC) indicate that Fed policymakers aren’t concerned about low inflation rates as an obstacle to raising the target federal funds rate. The national inflation rate was 1.50 percent fo...
01/07/2015
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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!