Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
RECENT BLOG POSTS
What’s Ahead For Mortgage Rates This Week – March 9, 2015 Last week’s economic news was light on housing related reports, but several employment reports were released along with the national unemployment rate, which dipped to 5.50 percent. This was a full point below the Federal Reserve’s origina...
03/09/2015
Three Inexpensive Makeovers That Will Boost Your Home’s Appeal to Young Buyers When preparing to list your home for sale, you may be wondering who will buy your home. While this initial thought may be one spurred by curiosity, the fact is that understanding who your target audience is and what th...
03/05/2015
Buying for the First Time? The Ultimate Guide to Surviving the Mortgage Process If you have heard nightmarish stories from friends and family members about the home mortgage application process, you are not alone. In fact, some of these stories may have even been a reason why you have held out on...
03/04/2015
What Factors Determine Your Home’s Resale Value? Let’s Take a Look There are several factors that will help you determine the value of your home when you want to sell it. Location, condition, layout, upgrades, and events relating to your home are all important when selling your home. It’s All Abo...
03/04/2015
Buying a Second Home? Assessing Your Finances to Ensure You Can Afford a Second Mortgage The decision to buy a second home may be made for a number of reasons. For example, you may have a destination where you and your family love to spend free time in, and you may be ready to settle into your ow...
03/02/2015
What’s Ahead For Mortgage Rates This Week – March 2, 2015 Last week provided several housing-related reports including New Home Sales, Pending Home Sales and Existing Home Sales reports. Case-Shiller and FHFA also released data on home prices. The details: Sales of Pre-Owned Homes Hit Nine-Month ...
03/01/2015
FHFA House Price Index Rises for 14th Consecutive Quarter According to the Federal Housing Finance Agency (FHFA), U.S. home prices rose by 1.40 percent for the fourth quarter of 2014 and were up by 0.80 percent month-to-month from November. The seasonally adjusted FHFA House Price Index measures ...
02/26/2015
3 Easy Ways to Put Aside a Bit of Extra Cash So You Can Pay off Your Mortgage Faster If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20 or 25 perce...
02/25/2015
Case-Shiller: Rising Home Prices Boost Inflation December home prices rose by 0.10 percent according to the Case-Shiller 20-City Home Price Index. The composite report tracks home prices in 20 U.S. cities. December’s results boosted home prices by 4.50 percent year-over-year, which is approximate...
02/25/2015
Buying Your First Home? Here’s Why You’ll Need to Ensure You Have a Proper Home Inspection There’s a whole lot to learn when buying one’s first home, an investment that can bring joy, but sometimes, grief. A competent real estate agent can assist in locating those homes that meet the home buyer’s...
02/23/2015
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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!