Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
RECENT BLOG POSTS
What’s Ahead For Mortgage Rates This Week – March 23, 2015 Last week’s events included the National Association of Home Builder’s Housing Market Index, which fell to its lowest reading since last summer. Other news included reports on housing starts and building permits, the FOMC meeting statemen...
03/22/2015
Three Unique Upgrades That Will Drive Your Home’s Resale Price Through the Roof If you are a homeowner, you should always be thinking about ways that you can boost the resale value of your home. Whether you are planning on putting the home on the market, or simply want to be prepared for the futu...
03/19/2015
FOMC Statement: Federal Reserve Discusses Rate Increase, But Concerned About Growth The post-meeting statement of the Federal Reserve’s Federal Open Market Committee indicated that while the Fed is considering raising its target rate as early as June, the agency is in no hurry to cast anything in...
03/18/2015
Variable-rate vs. Fixed-rate Mortgages – Which is Better for Your Financial Situation? When applying for a new home mortgage, many loan applicants initially consider applying for a 30-year fixed rate mortgage. This is perhaps the most common and traditional type of mortgage available. It allows y...
03/18/2015
Understanding the Key Factors That Affect Your Mortgage Interest Rate When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. These may be rates that seem too good to be true, and you may gladly contact the lender or mortgage company...
03/16/2015
What’s Ahead For Mortgage Rates This Week – March 16, 2015 Last week’s economic reports included job openings, retail sales, retail sales except automotive, consumer sentiment for March and the usual reports on weekly jobless claims and mortgage rates. Job Openings Highest in 14 Years The Labor D...
03/16/2015
Have You Outgrown Your Current Home? Here Are Five Easy Ways to Tell if It’s Time to Upgrade Your home is your castle, your own little piece of the American dream. But lately, your little corner of the world has been feeling cramped and you find yourself eyeing those larger homes. Is it time to p...
03/12/2015
The Mortgage Pre-approval Letter: Why It’s Important and How to Get One If you are thinking about buying a new home in the near future, you may already be searching online to get a feel for the different types of homes available in the local area. You may have reviewed your budget, and you may ha...
03/12/2015
Taking an Extended Vacation? Renting Your Home to Long-Term Tenants is a Great Option Taking an extended vacation can seem like a dream come true. You may have plans to spend your summer in Europe, your winter in the Caribbean or even a full year or longer exploring a different region. If you hav...
03/10/2015
Missed a Mortgage Payment? How to Ensure It Doesn’t Affect Your Credit Score If you pay attention to your credit rating, you may be well aware that a single late payment reflected on your credit report can result in a decline in your scores. In some cases, the decline can be rather significant, a...
03/09/2015
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ShawnGerhardson

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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!