Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129
RECENT BLOG POSTS
Separation Anxiety: How to Deal with a Joint Mortgage Loan in the Event of a Divorce   During the course of a marriage, it is common for the couple to acquire property together. This is what is referred to as joint or community property. When a couple divorces, it is up to the parties involved to...
08/21/2014
Lowballing 101: How to Avoid Insulting a Home Seller when Making a Low Offer for Their House or Condo   Buying a home is a huge step for people who are ready to make an investment in their future. Getting a great deal on a home is just as important and knowing how much to offer could be confusing...
08/20/2014
Scam Alert! Three Mortgage Modification Scams to Watch out for (And How to Avoid Them)   As if homeowners who are facing foreclosure don’t have enough to worry about, a multitude of loan modification scam artists have invaded the internet, public files and even foreclosure notices in newspapers i...
08/18/2014
What’s Ahead For Mortgage Rates This Week – Aug 18, 2014   Last week’s economic news brought little housing-related content, but several economic reports in other sectors contributed to overall perceptions of the economy. In a speech given in Sweden, Fed Vice President Stanley Fischer noted that ...
08/18/2014
Experiencing ‘Purchase Anxiety’? How to Calm Your Nerves Before Committing to Buy a New Home   Whether this is your first big purchase, or your family is moving to a new location or looking for more space, buying a home has its share of ups and downs. It’s perfectly normal to feel anxious about w...
08/15/2014
Can’t Get Pre-Approved for a Mortgage? Here Are Three Tips to Try to Get a Mortgage Approval   Few people in the world can afford to pay the entire cost of a new home upfront, which is why banks and other financial institutions offer home loans. Also known as mortgages, those loans let you make m...
08/14/2014
Mortgage Terms 101: Understanding ‘Cash-Out Refinancing’ and How to Determine if It’s Worth It   With interest rates remaining near historic lows for the past several years, many of your friends and neighbors may have already told you that they have refinanced their home mortgages once or even a ...
08/13/2014
Five Tips for Managing Your Monthly Budget to Ensure Your Mortgage is Paid On-Time, Every Time   Homeowners who are struggling to make their monthly mortgage payments can make it easier on themselves by cutting costs in other areas. Learning how to budget effectively will likely enable homeowners...
08/11/2014
What’s Ahead For Mortgage Rates This Week – Aug 11, 2014   Last week’s housing related news was minimal, but a Federal Reserve survey of senior loan officers revealed that although credit standards for commercial and industrial loans as well as credit cards are easing, current mortgage credit sta...
08/11/2014
Five Absolute Truths About the Home Buying Process That You Will Need to Come to Terms With   Buying a home is one of the most exciting times that an individual will undertake in life. However, a property purchase is not without its challenges, and these can cause frustration. In this article we’...
08/07/2014
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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!