Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129

ARCHIVED BLOG POSTS

2008 

Foreclosure or Short Sale ? What does it do to your credit?  Most places around us today clamor with foreclosures or short sale speak!  What is better, what is worse?  How do these impact one's credit?? For a borrower to choose, most of the time, they are in need of advice.Should they approach th...
01/30/2008
One of the most frustrating things for us in the mortgage industry is what I consider to be the very poor job the media does in educating the consumer on what the Federal Reserve is really about. Typically, you grab the newspaper and you see that the Fed lowered interest rates. Then the phones in...
01/22/2008
How is FICO 08 going to affect you?? Fair Isaac Corporation, the company that cooks up credit scores for millions of Americans is changing its recipe and that could affect how easily you get credit in the future.As the maker of the popular FICO credit score used by most lenders, Fair Isaac says i...
01/11/2008
Have you been wondering which Presidental candidate most closely matches your ideals and values?              To see which Presidential candidate most closely matches your ideals click here. You may be surprised. The candidate you thought was your first choice may turn out to be your third or fou...
01/09/2008
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Bi-Weekly MortgageDid You Know?Making one extra mortgage payment a year will knock years off your mortgage and save you thousands of dollars.Click here to learn more.If you search for "bi-weekly mortgage" with an Internet search engine, you will be overwhelmed by the number of companies offering ...
01/07/2008
Subprime mortgages have now been credited for bankrupting well over 110 lenders and seriously damaging operations at many major mortgage firms. They've reportedly wiped out 5 hedge funds, tens of thousands of jobs, and have led to millions of foreclosures with millions more on the way. And, as if...
01/04/2008
As many of you know the mortgage industry is ever changing these days. I deal in alot of 100% financing programs. As a matter of fact about 90% of my business is 100% financing. With that said I have to be on top of all of the changes that take place when it comes to First Time Home-buyer and 100...
01/03/2008
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Shawn Gerhardson

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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!