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Mortgage and Lending - Cambria Mortgage, The Joe Metzler Team - NMLS 274132
Minnesota Real Estate and Mortgage Industry News and Information
Interested in buying a duplex or multi-family home?Minneapolis, St Paul, MN: From a duplex or multi-family home owner’s perspective, buying a multi-family property can be especially appealing because you can live in one area of the building and collect rent from the tenants living in the other ar...
Buy a MN or WI home with as little as $1,000 down? Yes, it is possible.Minneapolis, MN:  One of the biggest true hurdles to home ownership is a lack of down payment money. Sadly, many people don't even apply for a home loan, because they think you need a much bigger down payment than you actually...
MN, WI, and SD Homeowners Urged To Switch To A 15-Year Fixed MortgageIf you still owe on your MN, WI, or SD home, you really need to consider switching to a 15-year fixed. Here at Mortgages Unlimited, many of our Loan Officers, including myself **, have made the switch to 15-year mortgages becaus...
Since the beginning of the real estate bust back in 2007, millions of American's lost value on their homes.But with it now being 2015, huge numbers of those same people have regained a significant potion of that value back... Sadly, that doesn't include everyone.In 2009, Fannie Mae and Freddie Ma...
Denied a mortgage loan? What to do next. June 17, 2015 by Joe Metzler Minneapolis, MN: Everyone has the dream of home ownership.  You’ve been looking at homes on the internet, stopped into a few open houses, and finally spoke to a Real Estate Agent. You are very excited about owning your own hom...
The lack of downpayment money is by far the biggest reason people do not believe they can buy a home. A recent survey even indicated 44% of non-homeowners thought you needed at least 20% down payment. Clearly mortgage companies and real estate agents need to do a better job of educating non-home ...
We've always said - Buyer Beware. If it sounds too good to be true, it usually is.  So why do so many people fall for these bait-n-switch scams?Minneapolis, MN: If you are on the internet, you are bound to see multiple ads from Amerisave Mortgage. They are everywhere!  Thier advertisements always...
Real Estate Agents - Pay attention.  This is coming your way soon. If you don't start backing up the loan officers, this will be on your back door next!May 23, 2012  – Washington D.C. – Small Business Panel and Small Entity Representatives (SER’s) meet to discuss CFPB’s Proposals Under Considerat...
HARP, which allows for underwater home owners with FAnnie Mae or Freddie Mac loans to refinance up to 125th is available today.  HARP 2, which allows OVER 125% is the program not available just yet.HARP 2 - Not ready until March 15th, 2012 Minneapolis, MN: There is a lot of consumers interested i...
This is horrible.  Be sure to vote the bums out ASAP. Hidden taxes are just unacceptable, and that is all this is, a hidden tax on homwowners!All home mortgage interest rates are about to go up due to new hidden tax congress buried into all new mortgage loans. As part of the deal to extend a temp...

Joe Metzler

Sr Loan Officer
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local_phone(651) 552-3681
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Mortgages Unlimited. The Joe Metzler Group