Melissa Hughes's (melissagribi) Blog

With the mortgage industry developing stricter lending guidelines daily, many consumers seem to befeeling as though purchase money financing is unattainable.  These would-be borrowers may have less-than-stellar credit, lack two years of consistent income due to some major life change or have walk...

The following was passed along to me by my favorite loan agent, Debbie Owsley, who found it written by Ann McGinley: The Borrower's 10 Commandments 1.  Thou shalt follow ALL commandments while in escrow.2.  Thou shalt NOT buy or lease a car.3.  Thou shalt NOT incur ANY late payments.4.  Thou shal...

As a Realtor in a relatively small, rural market in Northern California, I am astonished at how some of the "trusted professionals" within our industry have refused to acknolwedge and adapt to this changing market & flailing economy.  Prior to becoming licensed as a Realtor, I worked for several ...