Melissa Wilson's (melissa17us) Blog

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Real Estate Agent - 0538430
RECENT BLOG POSTS
The state of Texas has provided down payment assistance to eligible first time homebuyers. This program offers 5% towards down payment assistance for the purchase of your first home. This bond money will be held in the form of a second lien on your new primary residence. There are income restric...
03/16/2014
  Items Needed for processing and approving your loan file   1.      2013 W2 and Tax Return ( all schedules, all pages)   2.      2011 W2’s and Tax Returns (all schedules, all pages)   2.      2012 W2’s and Tax Returns (all schedules, all pages)   3.      30 days’ worth of pay stubs – most recent...
03/04/2014
If a buyback does occur you want to make sure that you have a undisclosed debt verification in place that monitors your entire loan file until it closes. You will also know if another lender is shopping you as well as that inquiry would pop up. You will know if there are debt increases as well on...
02/10/2014
If you are feeling a bit lost when it comes to the loan process, don't worry. I am here to briefly explain at least this portion of it. The onset of technology has allowed us access to a wealth of information from every aspect of business and life. Well in many cases the material can be outdated...
02/09/2014
The homestead exemption in Texas allows you to receive a property tax deduction only on your principle residence in Texas. If a person has two or more properties in which they possess ownership interest in Texas, you will only be able to receive the homestead exemption on one of the properties. ...
01/19/2014
USDA LOANS ARE ONE OF THE MOST OVERLOOKED LOAN OPTIONS TODAY. WHEN YOU THINK OF BUYING A HOME, THE GOAL IS TO GET THE ABSOLUTE BEST DEAL POSSIBLE BUT YOU ALSO NEED TO CONSIDER THE LONG TERM OUT OF POCKET COST FOR THE LOAN THAT YOU WILL BE GETTING. INTEREST RATE PLAY A FACTOR, DOWN PAYMENT, MORTGA...
01/15/2014
It makes a huge difference between you and the next buyer or renter. It is usually not very difficult at all. The key to having credit is HAVING CREDIT. I met many people who were cash driven on every purchase. Well in order for companies to know your credit worthiness, they must see it. You want...
12/12/2013
HUD has announced the 2014 FHA loan limits in the following counties will increase from $272,550 to $295,550 effective for case numbers assigned on or after Jan 1 2014.   - Austin county -Brazoria County -Chambers County -Ft. Bend County -Galveston County -Harris County -Liberty County -Montgomer...
12/12/2013
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