Joseph & Cheryl Melendez's (melendezteam) Blog

   Over the last couple of months we have had a couple situations you rarely see on condo pur­chase transactions.  On conventional loans (not FHA or VA) the lenders usually need a HOA Certification to verify information about the condo complex.  This information includes the number of rental unit...

I think most everyone would agree that the real estate business right now is frustrating.  The sheer amount of paperwork required to get a transaction closed is incredible .  Everything is of course taking longer and delays on everything from inspections to appraisals are an every day occurrence...