Michael Dunsky's Mortgage Blog

They're Back!!!   There's a steady stream of potential home buyers that are back... and more to follow.  Can you guess who they are?  Many of those homeowners from a few short years ago with a short sale, bankruptcy, or foreclosure are ready to purchase, again!  Just because these prior homeowner...

Getting Back to Fundamentals! If your businees is not where you want it to be then what are you doing about it?  I speak with many agents who are continually looking for that "magic pill" in order to help their buisness.  They're always trying new things; hopping on the latest database, buying th...

There's An Amazing Story To Hear, When You Decide To Call There's an amazing story to hear when you decide to call.  Can you say "call reluctance?"   Yup, that's me.  But the most amazing things will happen to you WHEN you do it.  I've been in mortgage banking for over 22 years and for over ten y...

Life AFTER The First Time Buyer Tax Credit! So what will life look like after the first time buyer tax credit?   Well, we're here, right?   Do real estate sales stop because the $8,000 credit is gone?    It shouldn't.  And if buyers understood the real impact of the current interest rates then pe...

You did WHAT?  "While you're in the middle of buying a home you did what?"   In 22 years of mortgage banking you would think that I would be surprised at how often something like this happens.  It doesn't happen often but it happens and it never ceases to amaze me what people simply "forget" to m...

What To Expect When You're Expecting... A Closing! The end of June marks the end of the First Time Homebuyer Tax Credit... SO WE THOUGHT! It appears as though congress is proposing extending out closing timeframes for the tax credit as long as contracts were signed by April.  This has not been vo...

If The Phone Doesn't Ring It's Me If the phone doesn't ring it's me!   Written by Jimmy Buffet, Will Jennings, and Jimmy Utley,  this song has absolutely nothing to do with sales but the title sure does.   When I first heard this song I realized that the title summed up my biggest fears - no call...