M.C. Dwyer - Santa Cruz Mountains Real Estate

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Real Estate Agent - Melody Russell Team at eXp Realty of California, Inc. - 01468388
Find all the information you need about Santa Cruz Mountains real estate - from new listings to prices and statistics. I'll also post stories about the process of buying and selling homes, as well as timely tips about interest rates and getting a loan. Check here for upcoming activities in the Santa Cruz mountains, too!
SOLD 8/24/15 FOR $805,000.Vintage home with a separate in-law / granny unit that's already rented to great tenants to help pay your mortgage!   All day Sun on a large double lot. - Open Sunday May 17th, 2015 from 1-3 pm.Here's a link to the virtual tourAnd here is a flyer:   BROKERS OPEN HOUSE Th...
REVISION 3/4/15 One voter in Lompico was all it took to negate the merger with the San Lorenzo Valley Water District.    Whenever someone says that it doesn't matter whether or not they vote, share this story - Lompico Water District will remain independent and will not merge - Measure N failed b...
Hot off the press!   Here's the latest news from our MLSListings.com about real estate conditions for our area. Santa Cruz County, Santa Clara County, San Mateo County, San Benito County and Monterey County
Originally written by Gene Mundt, Chicago-area Mortgage Lender - www.genemundt.com  What Gene has done very well is not only to explain the changes for FHA loans , but also spell out a couple of dollars and cents scenarios for buyers.   Specifically, how much more home a buyer can now afford, or ...
Coming Soon!     (not yet listed on the MLS)     3 bedroom, 2 bath 1470 + square foot home Attached Garage 3/4 acre parcel List price: $575,000 Located about 45 minutes from most Silicon Valley employers Listing date on the MLS: January 25th Public Open House: Saturday January 31st from 1-4 pm Ca...
I came across this blog post today, written by fellow agent Belinda, about a little known loan program available to Native American Indians and Alaskan Natives.    - Worth Sharing! HUD Section 184 Mortgages – Native American Lending Program   The Section 184 Native American home loan program is a...
Los Gatos Mountains Real Estate - 2014 in Review + 2015 Outlook  
Want to legalize home additions or improvements done without a permit in the San Lorenzo Valley or other rural areas of Santa Cruz County?At last night's town hall meeting in Felton, Santa Cruz County Planning Department officials presented their new streamlined process for homeowners to address ...
I just read an article on Bloomberg today saying that President Obama plans to reduce the expensive mortgage insurance on FHA loans!    The great thing about the FHA loan is that you as a buyer can buy a home with a very low down payment - as low as 3.5%.    But the difficulty for some buyers has...
Boulder Creek real estate is the most affordable in the Santa Cruz Mountains region, about a 45 minute commute from the Silicon Valley and 30 minutes to Santa Cruz.  During 2014, Boulder Creek real estate prices averaged $437,000, up about 14% from 2013.   In 2013, Boulder Creek's home prices ros...

M.C. Dwyer

MC Dwyer-Santa Cruz Mountains Property Specialist
smartphone(831) 419-9759
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