M.C. Dwyer - Santa Cruz Mountains Real Estate

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Real Estate Agent - Melody Russell Team at eXp Realty of California, Inc. - 01468388
Find all the information you need about Santa Cruz Mountains real estate - from new listings to prices and statistics. I'll also post stories about the process of buying and selling homes, as well as timely tips about interest rates and getting a loan. Check here for upcoming activities in the Santa Cruz mountains, too!
RECENT BLOG POSTS
This blog is from a lender in Illinois...He covers some of the benefits of an FHA Loan program.    It's so important to be pre-approved for a loan before beginning to shop for a home - check with your lender to see which program works the best for you.   And if you need references to good local l...
01/16/2013
Santa Cruz Mountains Home Sellers! - there simply aren't enough homes for sale, so the supply and demand ratio is definitely tipped in your favor!    I've got half a dozen eager buyers desperately searching for homes priced under $500,000, so if you are considering selling Santa Cruz property, th...
01/08/2013
Thanks to my associate Gene Wunderlich for this informative review of the new 2013 California law for home owners rights!   Dual Tracking is now against the law in Califronia.   Thisl provides relief to our short sellers, who in the past could be foreclosed upon despite solid offers submitted to ...
01/03/2013
If you are considering a short sale, it is very important to consult a tax advisor as well as a REALTOR about your own situation.   On the 1st day of 2013 the Senate and Congress passed an extension through 2013, extending the forgiveness of taxes on most mortgage debt relief.You can all exhale. ...
01/02/2013
Here's a post from a New Mexico agent which bears repeating!   There are very, very few homes on the market in the Santa Cruz area - Santa Cruz Mountains in particular.   So if you're thinking of selling - why not now?!? Think of it this way - avoid interrupting your life by showing your home to ...
12/23/2012
A fellow member of Active Rain posted this and I want to let my readers know.   I was not aware of these pending premium increases. Many homes in the area where I specialize have been re-categorized into a flood zone - for the first time ever.   This has come as a shock of people who've lived the...
12/06/2012
Lisa and Scott out of Pennsylvania wrote this important piece about mortgage tax forgiveness for distressed homeowners who choose to short sell.    The Act is set to expire 12/31/12. It seems to brutal to me to require a homeowner who lost their only home to pay income taxes on the amount of debt...
12/04/2012
Holiday Events in the San Lorenzo Valley   November 23rd –Friday – 5-8 pm – Boulder Creek Holiday Event Come join this wonderful small town event -  caroling and music, face painting, and the lighting of the tree.   Gather at the main stage in the parking lot behind Boulder Creek Hardware for San...
11/21/2012
Here's a great article by a fellow real estate agent out of Georgia.   Our market has so few homes for sale that sellers are often pleasantly surprised by multiple offers.    And his point that even though a sale won't garner the profits it would have in 2005-2006, a seller can often make up for ...
11/21/2012
As the tendrils of wood smoke rise above the homes in San Lorenzo Valley this chilly November morning, the day after the election, it’s time for me to share my reflections on our real estate market.   Rising home prices in the Silicon Valley continue to boost our local housing recovery.  Recently...
11/06/2012
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M.C. Dwyer

MC Dwyer-Santa Cruz Mountains Property Specialist
smartphone(831) 419-9759
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