RECENT BLOG POSTS
We all hate it...but few of us know what it is. First, the insurance I am talking about is different than what you would get from AAA, which is home owner's insurance. A lot of first time buyers get that confused.  It is very similar though, except instead of you insuring your home, the lender is...
11/14/2008
We have talked about a lot of different aspects about buying a foreclosure property. I realize now that I have yet to give you the most important overview people want- a timeline expectation. Let me remedy that now by explaining what needs to be done and what the reasonable expectation should be....
11/12/2008
Undoubtedly, one of the first concerns of a first time buyer is their credit. What I see in a lot of first timers is merely a confidence issue. Like I said, this starts with credit but permeates every aspect of the loan process. Much like any good team, confidence in each other is really the fuel...
11/12/2008
Come find out how Icon Mortgage Lending empowers Michigan Home Buyers and let us give YOU the ultimate feeling of buying power. We know how important the bottom line is to you. You want to know upfront how much money is required to close on your new home. At Icon, we give YOU the ability to elimi...
11/11/2008
First, why would you want concessions? Well if you refer to my other blogs about closing costs, you will see all the various closing costs and pre-paid items involved with obtaining a mortgage. All of these costs will need to be paid at the closing table. The financing you are obtaining will most...
11/11/2008
  So, you want to buy a home, but with so much new to you it can become a whirlwind of confusion and indecision. That's why I bring you this vastly important blog about the mental aspect and general overview of being a first time home buyer. First, don't panic. Listen to the people and profession...
11/07/2008
I have written a few different blogs about closing costs and how to understand where your precious pennies go. This time I am focusing on one of the most misunderstood sections of the Good Faith Estimate (GFE)- The Pre-Paid Items. Don't worry "pre-paid" simply means paid at the closing, whether p...
11/06/2008
The number one question we get in the mortgage business is: What will my interest rate be? It's an important question to ask, that is agreeable by all. But, more importantly than asking the question is to know whether you are getting a straight answer or not. That's why I ask you to consider thes...
11/05/2008
We have all heard horror stories about good folks being buried in surprise fees, or fees being buried so deep in paperwork that nobody could tell who was getting what. Please use this as a common sense approach to making sure you are getting a good deal on your mortgage.  I will start by listing ...
11/04/2008
Let's face it, the only properties that are really selling in Michigan, well most of the country actually are foreclosures. While this market does present a unique opportunity for purchasers to end up with a steal, it is also a very tough transaction which will require a lot of patience and savvy...
11/03/2008
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MatthewWatts

"Mortgage Matt"
smartphone(810) 919-8138
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