Mortgage Matt Blog

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Mortgage and Lending - Icon Mortgage - NMLS #134262
RECENT BLOG POSTS
I talk to hundreds of first time buyers year after year and there are hundreds that don't qualify by just a bit. They are so close but can't get it done. I explain to them how close they are and offer direct advice on how just a month or two of fixing their issues will get them where they want. I...
11/24/2008
There is a whole bunch of confusion concerning this new First Time Home Buyer Tax Credit and I am looking to simplify things for you like I have been trying to do with all of my blogs.  I think that the most important thing to realize here is that it is not free money! It is not. It is in effect ...
11/24/2008
If you are going to buy a home in Michigan, especially in this foreclosure driven market, nothing is more important than the team of professionals you choose to represent you. Consider these points in your search.  Rome wasn't built in a day. Do you not rush into any situation. Take at least a we...
11/20/2008
I know, seems so simple. Pay your bills on time, don't claim bankruptcy, but there is a lot more to it than that. So, what goes into a good credit score?  Good Payment History: Obviously.  Length of Payment History: One of the distinct disadvantages of a younger person.  Balance to Limit Ratio: F...
11/20/2008
I have close a lot of foreclosure purchases over the last two years and have ran into some very odd demands from the selling banks. I would like to provide you with some of this information now on what these banks can and can not do that might help you in your own pursuit. They can demand that yo...
11/19/2008
Icon Mortgage Lending is teaming up with Big Sky Development to bring a common sense approach to the "trade up" transactions that have become so popular. If you are having trouble selling your current home, we can help. Check out the clip below and call 810-953-4266 for more details. For more inf...
11/18/2008
ABC 12 News' story about how good people get out of bad mortgages. Our clients were happy to do an interview as we were too. It is important for people to know that there are options for them when things tighten and seem to be unsolvable. The worst thing is to wait and not talk to anyone about it.
11/18/2008
I know it is hard to understand exactly what your credit score is, how it is calculated, and especially how it affects you when you want to buy a home. Here is a general, and easy to understand guide to your score in reference to obtaining a mortgage.  Below 500: Well I can't sugar coat it, you a...
11/18/2008
Bum Bum Buummm.  Enter scary music and cold sweats, you just fell in love with a home that has a broken furnace and a big orange stain where a bathtub used to be. Chances are your financing is going to resemble that orange gunk on the tile right?  There are options. With conventional financing, y...
11/18/2008
  ABC 12 News was recently in our office doing a story about the current foreclosure market for their Money Source segment on the 6 o'clock news. It is a somewhat short segment that talks a little about the Hope for Homeowners program put forth to help curb foreclosures. If you need more detaile...
11/14/2008
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Matthew Watts

"Mortgage Matt"
smartphone(810) 919-8138
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