Matt Locke's (mattlocke) Blog

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Services for Real Estate Pros - Allstate Insurance
RECENT BLOG POSTS
Claims are an ordeal for anyone that has experience the trauma of a fire, flood, or other catastrophe.  Being prepared means more than having a flashlight, water, and blankets.  A question the insurance company will ask shortly after a major loss is, "what possessions were lost"?  Are you ready t...
06/11/2007
The process for home buyers obtaining insurance is getting "simpler".. Yes, Mortgage brokers make it easy by asking the question: Can we (mortgage broker) arrange the insurance for you?This seems like a simple enough question and lends "ease" in the mortgage process.  Getting the application corr...
06/11/2007
It happened to me again... The first time it was very personal... The second time, well it was more business.In 2004, my tenant burned my home... Yes, they left a candle burning on the 12 year old's dresser and then she went out to play.  45,000.00 dollars later, I was stuck with a major claim pe...
06/09/2007
NOTE: My sales hat is removed... Are you a broker out there running your business without a General Liability policy?  A G/L policy protects you from physical and liability losses.  (Not to be confused with E&O coverage for contractual errors.)With a lack of insurance and throwing a Open house or...
05/29/2007
It happens oh so often, the customer calls their agent and states, "I need to renew my policy but the home has been vacant for 2+ months as we try to sell."  The statement immediately positions the insurance company to "terminate" the policy.The multiple listing services documents the vacant stat...
05/22/2007
How do you find an agent to work with? Referral, Yellow Pages, Proximity, Age, Sex, Race, Networking group, Friend, Family, etc.. Consider some other perspectives in the interviewing process: Is the level of service provided equal to or better than your level?  Bottom line, you want the customer'...
05/08/2007
When a home is rented, the owner should convert the policy from a homeowner policy to a Landlord Policy.  That is traditional landlord "coverage" but should it stop there?Landlord coverage extends to other services and products that can protect the landlord:1.  Landlords/owners need a property ma...
05/08/2007
Liability coverage is becoming the number one item where homeowners are under-insured.  Townhomes, Condos, and Single Family homes all have different risks.  The thought is this: In the event of the insured's negligence, who else experiences losses?A single family home in our area recently burned...
05/08/2007
Are you a buyer's agent and a bit overwhelmed by the amount of "easy deals" out there in the "lease purchase" arena?Arranging a sale for a future date is a GREAT way to position you for a commission... Some agents even get their commission at the time the Lease Purchase agreement is signed and th...
05/08/2007
Tenants purchase renter policies to protect their "stuff".  Personal property protection is a start to the coverage... but there is much more.  The policy traditionally comes with Liability coverage too.  This is the coverage that protects the Landlord... How?Here is an example:  In 1989, I purch...
05/01/2007
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