How You Can Repair Your Credit Report

With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit you can create a good score.There is a lot of inaccurate information that claims a bankruptcy will be on your report for 10 years. Th...

Late payments are not equal; a 90 day or 120 day late pay will cause a large amount of damage and is seen as a very negative mark by lenders. However a 30 day or 60 day late payment will not do much damage.You can remove a 30 and 60 day late pay from your report by contacting the lender and askin...

If you have a tax lien being reported on your report you score is in serious trouble. You should remove this item as soon as possible. The first step is to request validation from the bureaus. This is done through sending a dispute letter directly to each. Surprisingly it is not out of the ordina...

You can remove a charge off by disputing it. This has to be done directly with the credit bureaus.A dispute is the consumers' method to challenge the accuracy or validity of a negative mark. There are two methods to dispute a charge off.1. Write a dispute letterYou can do this yourself. In the le...

To remove a negative mark on your credit from Midland Credit Management you should dispute the listing. You can dispute a listing by creating a dispute letter or hiring a credit repair firm.If you have little damage to your credit report then I suggest you repair your credit yourself. However if ...

When you are repairing your credit report it is important to create positive credit as well as remove negative credit. The simplest way to build positive credit is to pay all your monthly bills on time.This will help you to create a positive payment history. A good payment history is almost as im...

If you are currently repairing your credit report you understand how important your score is. How this number directly impacts your quality of life.You will be judged by employers and lenders on this number. It can prevent you from being approved for credit and worse yet being hired for a job.Man...

There are five pieces of information the credit bureaus use when calculating your score. Here is the list and the approximate value they carry into the bureaus scoring model.1. Payment History (45%)This is where the bureaus will weight negative credit items from your report. It will help to impro...