MARTY's Blog

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Mortgage and Lending - LINCOLN MORTGAGE
THE MISSION OF THIS BLOG IS TO EDUCATE AND UPDATE CLIENTS INTERESTED IN CHANGES AND TRENDS IN THE MORTGAGE INDUSTRY, TO ENCOURAGE DIALOGUE AND INVITE EVERYONE, FROM RENTERS AND FIRST TIME HOMEBUYERS TO INVESTMENT/SECOND HOME AND EVEN COMMERCIAL CLIENTS. I WILL DO MY BEST TO ENSURE A CONCISE, ACCURATE ANSWER. I'VE BEEN IN THE INDUSTRY SINCE 1987, AND I STAY ABREAST OF THE CHANGES IN PROGRAMS AND GUIDELINES. REST ASSURED THAT IF I DON'T KNOW THE ANSWER TO A QUESTION, I'LL DO MY BEST TO GET IT.

ARCHIVED BLOG POSTS

2008 

Your 'Approvability Quotient,' as I like to call it, depends on the strength of your credit and employment histories. As I mentioned in last week's post, the underwriter looks at your whole picture. Have you been renting, and if so, have you paid it on time? Simple laws of probability indicate th...
11/25/2008
This is a great time to buy a home, particularly for first time buyers. Rates AND home prices are drifting downward, which makes this a unique window of opportunity. Historically, home values and rates move in opposite directions, so the fact that they are both down makes this a 'win-win' market ...
11/19/2008
I've received a request to re-post this letter from Corey the well-driller to Obama, and am glad to do so.          Given the furor about "Joe the plumber"  I've written an open letter to Mr. Obama myself.  I think it is worth the read.  Maybe if Americans could take a closer look at what a small...
11/01/2008
I've taken the liberty of posting this morning only to put my post from last night, the letter from Corey, under as many noses as possible. It is a letter from a true American to Mr. Obama. These links below also are real eye openers. I'm not going to comment, its up to you to judge their validit...
11/01/2008
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MARTY HANCOCK

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