BOP (Business Owners Package) Business Owners Package policy, commonly called a "BOP" contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common el
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04/17/2010
Annuities can serve many useful purposes.If you are in a saving-money stage of life, a deferred annuity can: Help you meet your retirement income goals. Employer-sponsored plans such as a 401(k), 403(b) or Keogh are an important part of planning for retirement. However, contributions to these pl
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03/22/2010
The insurance industry is typified by insurers with a number of different organizational forms. Here are some Cliff's notes to help you keep it all straight! Stock insurers are corporations owned by the shareholders of the firm. The shareholders hire managers to run the company and the insurance
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02/15/2010
Here is a great article from the courier post, Click here to read more
01/21/2010
This coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others and some coverage is required by most states. The second part covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils
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01/21/2010
This coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others and some coverage is required by most states. The second part covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils
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01/21/2010
Let's face it. Launching and running a business takes capital, motivation and yes, even physical stamina to handle the stress and demands of a new or growing venture. And it's risky. In fact, one out of every five businesses fails within the first five years of opening. Handling inventory, sched
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09/28/2009
Boats, jet skis, ATVs and recreational vehicles are exciting modes of transportation. They provide a great means of escape on weekends and vacations, but ownership of these comes with some risks. While all recreational-type vehicles can be protected by the same basic coverages, each one has its
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09/28/2009
No one plans to lose their valuables and other belongings in a burglary, a fire or a natural disaster. If one of these unfortunate events destroyed your home, would you be able to report exactly what you lost to the police, to the Internal Revenue Service or to your independent insurance agent?
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09/21/2009
Did you know... Floods and flash floods are the most common natural disaster, occurring in all 50 states. Floods cause devastating damage to buildings and personal belongings. One in three flood insurance claims are generated outside areas considered "flood-prone." Homeowners insurance does not
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09/21/2009
