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Mortgage and Lending - Fairway Independent Mortgage Inc. - NMLS #196099
Timely and relevant information about obtaining a mortgage, credit scores, FHA, VA, and No Down Payment Loans in the DC Metro area.



Do I Have to Pay the Closing Costs? This post was inspired by an email from a first time buyer in Woodbridge, Virginia asking What are closing costs and do I have to pay them? The answer is yes, you as the buyer are responsible for the closing costs when buying a home. However, the seller of the ...
What are mortgage rates today? Please don't call and ask me your Woodbridge Mortgage Lender unless you are ready to share more information about your specific scenario. Sadly many people are victims of bait and switch mortgage companies that are Quick(en) to advertise low rates online, radio, and...
Woodbridge, Virginia First Time Home Buyer emailed and asked, "What are closing costs and who pays them?" The closing costs are all the costs or fees associated with purchasing a home. Below is a video and written breakdown of the closing costs from the Good Faith Estimate when purchasing your ho...
When buying a home in Woodbridge, Virginia two years tax returns are required for your mortgage. I wrote a recent post Tax Returns and Buying A Home In Woodbridge, VA  but today I am sharing this blog by Joe Reed which explains in more detail why your Woodbridge Mortgtage Lender will need your t...
Interest Rate is The Wrong Reason to Choose a Lender...I am sure as you read this you may think I am stating this because I am a Woodbridge Mortgage Lender. However this post is actually from J Philip Faranda, a Real Estate Broker in New York. As the saying goes" you get what you pay for" and th...
What happens if the the house you're buying does not appraise? I recieve this question often from first time homebuyers in Woodbridge,Virginia. To help navigate through this bump in road make sure you have a knowledgeable Lender and Realtor that has written an appraisal contigency in your contra...
Taxes Returns and Buying A Home in Woodbridge, VAWell, the time is here to have your taxes prepared and returned to the IRS. For some this is a very stressful time of the year. For others this is the time of the year to collect a tax refund and maybe buy your first home.Tax refunds and buying a h...
I don't scream it from the roof top, but I love Ruth's Chris Steakhouse! Anyone who knows a little about me knows Ruth's Chris is my favorite place for dinner. I love it so much that instead of having a traditional wedding reception, I had my wedding reception dinner there. Of course a night out ...

Markita Woods NMLS#196099

Queen of Mortgages - FHA, VA, Conventional, USDA
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NMLS# 190699