RECENT BLOG POSTS
  If you are deciding to purchase your first home, seek advice from your Realtor, mortgage broker or lender on available state and federal assistance programs available to you.  The Housing and Economic Recovery Act created a new $7,500 tax credit incentive for first-time home buyers.  First-time...
11/26/2008
  First time home buyers make up forty percent of the New Jersey Market.  Interest rates are at an all-time low and buyers have a great selection of homes to choose from.  First-time buyers are not held back by having to sell a home.  It is the perfect time for them to buy. This market presents t...
11/25/2008
When you are in the market for a home, how should you evaluate the properties that appeal to you? There is an old cliché about the three most important factors of a piece of property--location, location and location.Some neighborhoods have a certain distinction that attracts buyers, but there ar...
11/21/2008
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up. Some states spons...
11/18/2008
Many people are wary of today's housing market due to high foreclosure rates, plummeting home prices and the mortgage crisis.  Lawrence Yun, chief economist of the National Association of Realtors says that things are not as gloomy as they seem.  The following demonstrates the top ten misconcept...
11/13/2008
Corzine's economic recovery program for New Jersey will earmark 87.8 million dollars for home heating aid. It will expand to assist people in an additional 28,000 to 50,000 households. This year, the Low Income Energy Assistance Program (LIHEAP) has $185.7 million dollars in aid. This has been i...
11/11/2008
  The White House says that talks are ongoing about an effort to modify home loans and back up lenders.   Bad mortgages and the millions of homeowners at risk will be assisted by the $50 billion that the government will allot to this cause.  This plan is expected to aide up to three million homeo...
11/06/2008
  The government's plan to ease the credit crisis is causing borrowing rates to slip to a new all time low.  The government has set trillions of dollars worth of programs into action that are aimed at easing funding between financial institutions and encourages lending between them.  Lowering int...
11/05/2008
Prequalify for a loan Getting pre-approved for a loan will assure you are looking for a house in a price range you can afford.  Prequalification will allow you to move quickly on your search for a home.   Sellers know you are serious when you place a bid and have your mortgage in hand.   The kno...
11/01/2008
  There are four main ingredients that will that will increase your chances of selling your home in the future.   When you purchase your next property, these key essentials will tip the resale scale in your favor.   Always think of the potential buyers for your next property.  Upgrading and remod...
10/29/2008
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Margaret "Maggee" Miggins

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